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3028 Center Point Rd NE APT 203, Cedar Rapids, IA, 52402

2beds
1baths
900sqft
$119,900
$133price/sqft
$971/moest. monthly cost
$38,840/yrincome needed

About This Home

Completely renovated and move-in ready! This beautifully updated 2-bedroom, 1-bath condo combines modern finishes, low-maintenance living, and one of Cedar Rapids’ most convenient locations. Inside you’ll find luxury vinyl plank flooring throughout, popcorn ceilings removed, fresh paint, updated lighting, stainless steel appliances, a remodeled bathroom with quartz countertops, and a custom black herringbone fireplace that creates a stunning focal point. The kitchen also features an updated shiplap breakfast bar, and all appliances - including a nearly new washer - are included. Enjoy your private balcony overlooking mature trees, plus the convenience of a covered one-stall garage with an automatic opener, additional guest parking, and secure controlled building access. Located just minutes from downtown Cedar Rapids, I-380, Blairs Ferry Road, Mount Mercy University, Coe College, shopping, restaurants, grocery stores, and miles of nearby trails, this location makes commuting and everyday living incredibly convenient. With HOA dues of just $250/month, you’ll enjoy low-maintenance living in a quiet, well-maintained community. If you’ve been looking for a condo where the work is already done, this is it.

Getting Around

63
WalkingSomewhat Walkable
21
TransitMinimal Transit
61
BikeBikeable

Schools

4/10
4/10
Franklin Middle SchoolGrades 6-81.3 mi
4/10

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Concrete
  • Construction materials: Wood

Type & Style

  • Home type: Condo

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 140947801401018

Features

  • Exterior features: Other

Parking

  • Total spaces: 1
  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$91$1,092
Property Taxes $153$1,836
Electricity $121$1,452
Total$971$11,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,291/yr
40% on housing$29,130/yr
45% on housing$25,893/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 52402$129
Linn County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 52402$134
Linn County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$119,900
2026-08-03Listed for sale$119,900
2021-09-01Sold$88,000
2020-08-10Listing removed$82,500
2020-07-04Price change$82,500
2020-02-09Listed for sale$85,000
2017-07-21Sold$80,000
2017-05-15Listed for sale$82,000
2012-05-25Sold$72,950
2004-08-03Sold$82,500

For Sale by Owner

AgentProperty Owner

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