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508 10th Ave SW, Mount Vernon, IA, 52314

4beds
2baths
1,996sqft
$300,000
$150price/sqft
$2,214/moest. monthly cost
$88,560/yrincome needed

About This Home

Welcome home to this beautifully updated raised ranch, ideally situated in the sought-after Mt. Vernon district, just a few blocks from Mount Vernon schools and Cornell College. This inviting home features a huge drive-under tandem 2-car attached garage, offering plenty of space for vehicles, storage, or a workshop. A spacious new side deck welcomes you and leads to the front entry, where you'll find a generous foyer with ample room for a convenient drop zone or mudroom setup. The main level offers a bright and spacious living room that flows seamlessly into the kitchen and dining area, creating a functional layout for everyday living and entertaining. Down the hall, you'll appreciate the charming cedar closet, along with four generously sized bedrooms and two full bathrooms. The partially finished lower level provides additional living space with endless possibilities for a family room, recreation area, home office, or gym. Situated on a great-sized lot to enjoy the outdoors, this home combines comfort, space, and an unbeatable location close to schools and all that Mount Vernon has to offer. Don't miss this opportunity to make this move-in-ready home your own!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

10/10
6/10
Mount Vernon High SchoolGrades 9-120.3 mi
7/10

Construction

Condition

  • Year built: 1955

Materials

  • Construction materials: Aluminum Siding,Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen/Dining Combo,Main Level Primary
  • Finished area below ground: 0
  • Finished area above ground: 1,996

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,996 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 170918000200000

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 8,232 sqft
  • Lot size dimensions: 55 x 150

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Tandem
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$153$1,836
Property Taxes $397$4,764
Electricity $148$1,786
Total$2,214$26,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,908/yr
40% on housing$66,420/yr
45% on housing$59,040/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 52314$179
Linn County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 52314$160
Linn County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$300,000
2026-06-17Listed for sale$310,000
1999-10-22Sold$129,500

For Sale by Agent

AgentMeagan Bennett-Twins Home Team
BrokerageLee's Town & Country Real Estate

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