




508 10th Ave SW, Mount Vernon, IA, 52314
About This Home
Welcome home to this beautifully updated raised ranch, ideally situated in the sought-after Mt. Vernon district, just a few blocks from Mount Vernon schools and Cornell College. This inviting home features a huge drive-under tandem 2-car attached garage, offering plenty of space for vehicles, storage, or a workshop. A spacious new side deck welcomes you and leads to the front entry, where you'll find a generous foyer with ample room for a convenient drop zone or mudroom setup. The main level offers a bright and spacious living room that flows seamlessly into the kitchen and dining area, creating a functional layout for everyday living and entertaining. Down the hall, you'll appreciate the charming cedar closet, along with four generously sized bedrooms and two full bathrooms. The partially finished lower level provides additional living space with endless possibilities for a family room, recreation area, home office, or gym. Situated on a great-sized lot to enjoy the outdoors, this home combines comfort, space, and an unbeatable location close to schools and all that Mount Vernon has to offer. Don't miss this opportunity to make this move-in-ready home your own!
Getting Around
Schools
Construction
Condition
- Year built: 1955
Materials
- Construction materials: Aluminum Siding,Brick,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Raised Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Microwave,Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Kitchen/Dining Combo,Main Level Primary
- Finished area below ground: 0
- Finished area above ground: 1,996
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,996 sqft
Other
- Level: First
Property
Details
- Parcel number: 170918000200000
Features
- Stories: 1
- Patio & porch: Deck
Lot
- Lot size: 8,232 sqft
- Lot size dimensions: 55 x 150
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Tandem
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $153 | $1,836 |
| Property Taxes | $397 | $4,764 |
| Electricity | $148 | $1,786 |
| Total | $2,214 | $26,568 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Price change | $300,000 |
| 2026-06-17 | Listed for sale | $310,000 |
| 1999-10-22 | Sold | $129,500 |
For Sale by Agent
