




617 7th St NW, Mount Vernon, IA, 52314
About This Home
Some homes simply have a presence—and from the moment you arrive, you'll understand why. Perfectly situated on a beautiful corner lot in the heart of Mt. Vernon, this lovingly maintained two-story home is filled with the kind of craftsmanship that simply can't be replicated today. Gorgeous original woodwork, rich hardwood floors, elegant trim, built-ins, and stunning architectural details create warmth and character around every corner. Inside, you'll discover over three finished levels offering space for everyone, including 3 spacious bedrooms, a non-conforming fourth bedroom in the lower level, 3 full bathrooms, and a finished attic that makes an ideal family room, guest retreat, playroom, office, or creative studio. As a bonus, you will find large closets throughout the home for everyday storage/organizing needs. The inviting wraparound porch welcomes you inside to bright, spacious living areas that flow beautifully together. Large windows—all replaced throughout the home—fill each room with natural light while preserving the home's timeless charm. Whether you're gathering around the dining table with family, or relaxing in one of the generous living spaces, every room feels warm, inviting, and full of history. The spacious kitchen offers great cabinetry and workspace, while the finished lower level provides additional living space, a full bathroom, laundry area, storage, and endless flexibility for hobbies, guests, or recreation. Outside, the oversized lot is shaded by mature trees and offers plenty of room to play, garden, or entertain. The large attached two-stall garage is an exceptional feature rarely found with homes of this vintage, providing both convenience and additional storage. Homes like this don't come along often. If you've been searching for timeless craftsmanship, generous living space, thoughtful updates, and the charm of small-town living, this Mt. Vernon beauty is ready to welcome its next chapter.
Getting Around
Schools
Construction
Condition
- Year built: 1920
Materials
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Water Softener Owned
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Dining Area,Separate/Formal Dining Room,Kitchen/Dining Combo,Upper Level Primary
- Finished area below ground: 220
- Finished area above ground: 2,130
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,350 sqft
Other
- Level: Second
Property
Details
- Parcel number: 171025200400000
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 9,757 sqft
- Lot size dimensions: 77 x 126
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,693 | $20,316 |
| Home Insurance * | $171 | $2,052 |
| Property Taxes | $412 | $4,944 |
| Electricity | $175 | $2,103 |
| Total | $2,451 | $29,412 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $325,000 |
| 2026-07-31 | Listed for sale | $335,000 |
For Sale by Agent
