521 Palisades Rd SW, Mount Vernon, IA, 52314
About This Home
National Register of Historic Places: "notable Italianate architecture". Wesley West commissioned prominent builder, Marsden Keyes, to custom build his Victorian home in 1877. A unique, beautiful all brick w/double two-story bay windows, 4 porches. LOTS of charm & craftsmanship. Sits on 1+ acres & surrounded by another 3 acres of parklike setting. Desirable small college town, highly sought-after Mt. Vernon community. Cedar Rapids & Iowa City, Univ of IA within 15-25min drive. Quick possession. Due to the age of the house, it is being sold "as is w/no implied warranty". Any inspections are for the Buyer's use only. "As is", excludes furniture, personal belongings & misc. items.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1877
Materials
- Foundation: Stone
- Roof: Asphalt
- Construction materials: brick
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven
Basement
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Carpet,Hardwood,Linoleum / Vinyl
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 2,800 sqft
Property
Details
- Parcel number: 170947600200000
Features
- Exterior features: Brick
Lot
- Lot size: 1.25 Acres
Parking
- Total spaces: 6
- Parking features: Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $307 | $3,684 |
| Property Taxes | $921 | $11,052 |
| Electricity | $208 | $2,506 |
| Total | $4,469 | $53,628 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $599,950 |
| 2026-03-25 | Listed for sale | $649,950 |
View on Zillow