




1315 Main St, Center Point, IA, 52213
About This Home
Completely updated in 2020, this lovely home in Center Point is ready for you and your family. Situated on the edge of this quiet little town, 1315 Main Street welcomes you home. Updates as mentioned, include, but are not limited to a new roof, fenced in yard, all new appliances, flooring, paint, beautiful modern farm door, the tile work in the home, and awesome movie hangout in the lower level (which could become a 3rd bedroom). Come check out this perfect starter home and all of its updates. No agent needed, Title, paperwork all handled by Iowa attorney and/or Title Service. Agents with Buyers welcome.
Getting Around
Schools
Construction
Condition
- Year built: 1940
Materials
- Foundation: Concrete Block
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Garbage disposal,Range / Oven
Basement
- Basement: Partially finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Carpet,Laminate
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 1,302 sqft
Property
Details
- Parcel number: 050922800500000
Features
- Exterior features: Metal
- Has view: Yes
- View description: City
Lot
- Lot size: 8,712 sqft
Parking
- Total spaces: 1
- Parking features: Garage - Detached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $803 | $9,636 |
| Home Insurance * | $125 | $1,500 |
| Property Taxes | $239 | $2,868 |
| Electricity | $121 | $1,452 |
| Total | $1,288 | $15,456 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Price change | $169,000 |
| 2026-03-18 | Listed for sale | $174,900 |
| 2020-04-15 | Sold | $137,500 |
| 2020-03-07 | Listed for sale | $137,500 |
| 2017-04-24 | Sold | $105,000 |
| 2009-07-31 | Sold | $106,500 |
| 2009-06-06 | Listed for sale | $108,950 |
| 2008-01-02 | Sold | $69,500 |
| 2004-06-28 | Sold | $81,000 |
| 2000-06-30 | Sold | $62,500 |
