See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1315 Main St, Center Point, IA, 52213

2beds
1baths
1,302sqft
$159,000
$122price/sqft
$1,288/moest. monthly cost
$51,520/yrincome needed

About This Home

Completely updated in 2020, this lovely home in Center Point is ready for you and your family. Situated on the edge of this quiet little town, 1315 Main Street welcomes you home. Updates as mentioned, include, but are not limited to a new roof, fenced in yard, all new appliances, flooring, paint, beautiful modern farm door, the tile work in the home, and awesome movie hangout in the lower level (which could become a 3rd bedroom). Come check out this perfect starter home and all of its updates. No agent needed, Title, paperwork all handled by Iowa attorney and/or Title Service. Agents with Buyers welcome.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Concrete Block
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Range / Oven

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,302 sqft

Property

Details

  • Parcel number: 050922800500000

Features

  • Exterior features: Metal
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$125$1,500
Property Taxes $239$2,868
Electricity $121$1,452
Total$1,288$15,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,160/yr
40% on housing$38,640/yr
45% on housing$34,346/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 52213$350
Linn County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 52213$131
Linn County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Price change$169,000
2026-03-18Listed for sale$174,900
2020-04-15Sold$137,500
2020-03-07Listed for sale$137,500
2017-04-24Sold$105,000
2009-07-31Sold$106,500
2009-06-06Listed for sale$108,950
2008-01-02Sold$69,500
2004-06-28Sold$81,000
2000-06-30Sold$62,500

For Sale by Owner

AgentProperty Owner

Similar Homes