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1013 Chesterfield Rd NE, Cedar Rapids, IA, 52402

5beds
4baths
3,373sqft
$345,000
$102price/sqft
$2,810/moest. monthly cost
$112,400/yrincome needed

About This Home

Welcome home to this spacious 5-bedroom, 3.5-bath home offering over 3,300 square feet of living space in the highly desirable Linn-Mar School District on the NE side of Cedar Rapids. Designed for both everyday living and entertaining, this home features multiple gathering spaces, including a cozy family room with a gas fireplace, a formal dining room for special occasions, and a kitchen with an adjoining dining area that serves as the heart of the home. The generous primary suite offers a private retreat complete with a jetted tub, while the additional bedrooms provide plenty of space for family, guests, or a home office. Step outside to enjoy the patio, perfect for relaxing or hosting summer barbecues, along with a storage shed for all your lawn and garden equipment. An attached 2-car garage adds everyday convenience. With abundant living space, a functional layout, and a fantastic location close to schools, parks, shopping, and dining, this NE Cedar Rapids home is ready for its next owner. Schedule your private showing today!

Getting Around

25
WalkingCar-Dependent
17
TransitMinimal Transit
33
BikeSomewhat Bikeable

Schools

10/10
8/10
Oak Ridge SchoolGrades 7-82.4 mi
6/10
Linn-Mar High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2003

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range Or Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Kitchen Island
  • Number of fireplaces: 1
  • Fireplace features: Gas,Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,054
  • Finished area above ground: 2,319

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,373
  • Total interior livable area: 3,373 sqft

Property

Details

  • Parcel number: 113420200900000
  • Zoning: residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 8,800 sqft
  • Features: Less Than Half Acre
  • Lot size dimensions: 80 x 110

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Lightning
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$264$3,168
Property Taxes $551$6,612
Electricity $251$3,019
Total$2,810$33,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,342/yr
40% on housing$84,300/yr
45% on housing$74,933/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 52402$129
Linn County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 52402$134
Linn County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$345,000
2026-07-22Listed for sale$345,000
2023-06-06Sold$335,000
2023-05-18Pending sale$335,000
2023-05-13Price change$335,000
2023-04-28Listed for sale$337,500
2020-09-25Sold$248,500
2020-07-23Price change$248,500
2020-07-01Price change$252,000
2020-05-19Listed for sale$257,000
2018-01-26Sold$223,000
2017-09-13Price change$231,500
2017-07-31Listed for sale$238,500
2003-08-05Sold$220,000

For Sale by Agent

AgentNicki Kramer
BrokeragePinnacle Realty

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