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4402 Oak Leaf Ct NE, Cedar Rapids, IA, 52411

6beds
5baths
5,465sqft
$630,000
$115price/sqft
$4,725/moest. monthly cost
$189,000/yrincome needed

About This Home

Nestled in the desirable Oak Wood neighborhood, this 6-bedroom executive home offers everyday elegance & exceptional curb appeal. A brick-accented circular driveway, extensive hardscaping, oversized 3-car garage, & pillared front entrance create a grand first impression, while the sprawling interior impresses with timeless finishes throughout. Highlights include a 2-story foyer with tile floor, double staircase & catwalk overlooking the great room, dramatic window wall & fireplace flanked by built-ins, and a kitchen with huge black granite breakfast bar, central gas cooktop, pass-thru serving & beverage station, & built-in desk. Formal & daily dining rooms offer convenience, plus a sitting room, prayer room, laundry room, drop zone, & main level bedroom currently used as an office. The upstairs features 4 large bedrooms, including a Primary Suite with ensuite tile bath, dual vanities, soaking tub/separate shower, & walk-in closet. A Jack & Jill bath connects 2 upper bedrooms, including 1 with a cozy window seat; another large bedroom & full bath upstairs. The walk-out lower level offers patio access, a 6th large bedroom, full bath with tile shower & vessel sink, plus huge granite bar/kitchenette for easy gatherings. Backyard deck with leafy views & wooded privacy. Come & experience an exceptional property in a premier setting!

Getting Around

12
WalkingCar-Dependent
18
TransitMinimal Transit
12
BikeSomewhat Bikeable

Schools

8/10
7/10
Harding Middle SchoolGrades 6-83.4 mi
5/10

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Poured
  • Construction materials: Frame,Stone,Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Gas Water Heater,Microwave,Range,Refrigerator,Range Hood,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Breakfast Bar,Dining Area,Separate/Formal Dining Room,Eat-in Kitchen,Bath in Primary Bedroom,Upper Level Primary,Central Vacuum,Jetted Tub,Wired for Sound
  • Fireplace features: Insert,Gas,Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,570
  • Finished area above ground: 3,895

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 5,465 sqft

Other

  • Level: Second

Property

Details

  • Parcel number: 130147800100000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Sprinkler/Irrigation
  • Has spa: Yes

Lot

  • Lot size: 0.49 Acres
  • Lot size dimensions: 21,478

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$253$3,036
Property Taxes $880$10,560
Electricity $407$4,891
Total$4,725$56,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,000/yr
40% on housing$141,750/yr
45% on housing$126,000/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 52411$200
Linn County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 52411$153
Linn County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Listed for sale$685,000
2025-10-06Listing removed$730,000
2025-08-15Price change$730,000
2025-06-12Price change$749,000
2025-04-13Listed for sale$769,000
2001-06-06Sold$537,500

For Sale by Agent

AgentDebra Callahan, RE/MAX CONCEPTS
BrokerageRE/MAX CONCEPTS

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