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1822 Mount Vernon Rd SE, Cedar Rapids, IA, 52403

2beds
1baths
860sqft
$124,000
$144price/sqft
$1,016/moest. monthly cost
$40,640/yrincome needed

About This Home

Recently updated one story two bedroom with fresh paint, flooring, and more. Has vinyl siding, full unfinished basement, concrete patio, single bath. Buyer's agent submits offers online with 3 day wait period. Investors wait 30 days to submit. Buyer is responsible for title/abstracting costs. All information believed accurate but not guaranteed.

Getting Around

39
WalkingCar-Dependent
17
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

5/10
3/10
McKinley STEAM AcademyGrades 6-82.1 mi
4/10

Construction

Condition

  • Year built: 1922

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 860 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 14224600020
  • Zoning: R-1
  • Special condition: Real Estate Owned

Lot

  • Lot size: 5,445 sqft
  • Lot size dimensions: 40x136

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Lightning
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $627$7,524
Home Insurance *$116$1,392
Property Taxes $152$1,824
Electricity $121$1,452
Total$1,016$12,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,834/yr
40% on housing$30,480/yr
45% on housing$27,093/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 52403$148
Linn County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 52403$125
Linn County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2024-09-09Listing removed--
2024-08-14Pending sale--
2009-04-14Sold$52,000
2007-12-04Sold$52,500

Unknown Listed By

AgentDiana Beschorner
BrokerageFusion, REALTORS

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