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4820 Oak Mast Trl, Fort Wayne, IN, 46804

3beds
2baths
2,194sqft
$354,900
$162price/sqft
$2,455/moest. monthly cost
$98,200/yrincome needed

About This Home

Welcome to this entertainer’s dream located in the highly desirable Southwest Allen County School District. This well maintained home offers the perfect blend of luxury, comfort, and functionality.The interior boasts multiple spacious living areas highlighted by crown molding and a cozy gas fireplace. The expanded primary suite serves as a private retreat, featuring a walk-in shower and a deep jetted tub and access to the covered patio. Enjoy the outdoors year-round from the comfort of the enclosed four-season room.Step outside to your private oasis designed for relaxation and convenience. The expansive, fenced backyard is home to established fruit trees and a massive 8x11 therapy hot tub. Pet owners will love the dedicated dog yard with 24/7 access. Key updates and features include a new HVAC system (2025), leaf-proof gutter system and 2.5 car attached garage with newer expanded driveway.Don't miss your chance to own this turnkey gem in one of the area's most sought-after neighborhoods! Blinds remain with the house but fabric draperies are not included. All appliances remain to include outdoor gas grill and garage upright refrigerator and freezer.

Getting Around

7
WalkingCar-Dependent
19
TransitMinimal Transit
24
BikeSomewhat Bikeable

Schools

7/10
6/10
Summit Middle SchoolGrades 6-80.6 mi
10/10

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Gas Oven,Gas Water Heater,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Family Room

  • Area: 280

Features

  • Ceiling Fan(s),Walk-In Closet(s),Crown Molding,Tub and Separate Shower,Tub/Shower Combination,Main Level Bedroom Suite
  • Window features: Blinds
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Starter
  • Fireplace: Yes
  • Attic: Storage
  • Finished area below ground: 0
  • Finished area above ground: 2,194

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,194
  • Total interior livable area: 2,194 sqft

Kitchen

  • Area: 240

Living Room

  • Area: 182

Property

Details

  • Parcel number: 021122256007.000075

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch Covered
  • Has spa: Yes
  • Spa features: Private,Jet/Garden Tub
  • Fencing: Full,Pet Fence,Wood

Lot

  • Lot size: 0.58 Acres
  • Features: Other,City/Town/Suburb,Landscaped,Near Walking Trail
  • Lot size dimensions: 120x210

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,794$21,528
Home Insurance *$173$2,076
Property Taxes $287$3,444
Electricity $201$2,413
Total$2,455$29,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,171/yr
40% on housing$73,650/yr
45% on housing$65,466/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 46804$134
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46804$137
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$349,000
2026-05-09Listed for sale$349,000
2004-12-23Sold$132,000

For Sale by Agent

AgentRichelle MacAleese
BrokerageHoosier Real Estate Group

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