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12720 Chestnut Passway, Fort Wayne, IN, 46814

5beds
5baths
4,724sqft
$714,900
$151price/sqft
$4,832/moest. monthly cost
$193,280/yrincome needed

About This Home

**Complete Pre-Listing Home Inspection already conducted & available** 12720 Chestnut Passway is a beautifully updated 5-bedroom, 4.5-bath home offering exceptional space, thoughtful upgrades, & a prime location within the amenity-rich Chestnut Hills neighborhood. Meticulously maintained & EXTENSIVELY improved, many of the home's major components have already been updated, including a NEW ROOF in ’25, windows, front door, & sliding doors ('22), three garage overhead doors ('20), water heater ('21), furnace, air conditioner ('18), front landscaping (Fall '25), & freshly painted exterior façade with new gutters (Spring '26)! The updates continue throughout the interior with contemporary lighting & beautiful oak flooring added to the office & formal dining room ('22), creating warmth, character, & continuity across the main level. Beyond the stylish half bath, one of several graceful arched doorways leads to the heart of the home: a remodeled kitchen ('22) featuring professionally refinished cabinetry, ceiling-height cabinet extensions, corner open shelving, updated sink, stainless steel KitchenAid appliances ('20), & black granite countertops. The breakfast bar, casual dining area, & inviting hearth room with a rebuilt fireplace ('18) create a natural gathering space for everyday living & entertaining. Vaulted ceilings & abundant natural light define the family room, which leads to the main-level primary suite. This private retreat features updated lighting, a tray ceiling, & a beautifully renovated ensuite bath & closet completed as part of a $70k renovation just last summer. Upstairs, a versatile loft-landing offers the perfect space for a reading nook, study area, or family workstation, accompanied by three additional bedrooms & two full bathrooms. The finished walkout basement expands the home's functionality with a spacious recreation area, wet bar with refrigerator, 5th bedroom, full bathroom, dedicated theatre room, & ample storage space. Outside, enjoy the elevated deck & fenced backyard ('20). Residents of Chestnut Hills enjoy access to a community pool, tennis courts, & convenient access to 18 holes of championship golf designed by Fuzzy Zoeller. With extensive recent improvements, flexible living spaces, & an outstanding location, 12720 Chestnut Passway offers the rare opportunity to move into a home where the major work has already been done for you!

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
24
BikeSomewhat Bikeable

Schools

9/10
Deer Ridge ElementaryGrades K-51.9 mi
7/10
Woodside Middle SchoolGrades 6-81.2 mi
10/10

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Brick,Cedar,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Washer,Gas Cooktop,Dryer-Electric,Exhaust Fan,Convection Oven,Gas Oven,Gas Water Heater,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Walk-Out Access,Finished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 168

Family Room

  • Level: Lower
  • Area: 432

Features

  • Breakfast Bar,Tray Ceiling(s),Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s),Stone Counters,Crown Molding,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Split Br Floor Plan,Double Vanity,Wet Bar,Main Level Bedroom Suite,Formal Dining Room,Custom Cabinetry
  • Door features: Pocket Doors
  • Window features: Window Treatments,Blinds
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,765
  • Finished area above ground: 2,959

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,015
  • Total interior livable area: 4,724 sqft

Kitchen

  • Level: Main
  • Area: 315

Living Room

  • Level: Main
  • Area: 272

Office

  • Level: Main
  • Area: 154

Property

Details

  • Parcel number: 021105426002.000038
  • Other equipment: Home Theater,Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Association
  • Patio & porch: Porch
  • Fencing: Metal

Lot

  • Lot size: 0.36 Acres
  • Features: Rolling Slope,Landscaped
  • Lot size dimensions: 160 x 100

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,614$43,368
Home Insurance *$299$3,588
Property Taxes $486$5,832
Electricity $433$5,196
Total$4,832$57,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,668/yr
40% on housing$144,960/yr
45% on housing$128,853/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 46814$192
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46814$149
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$714,900
2026-07-28Price change$714,900
2026-06-27Listed for sale$729,900
2017-08-20Sold$395,000
2017-06-25Listing removed$3,500
2017-06-20Listed for rent$3,500
2017-06-02Listed for sale$399,900
2015-10-27Listing removed$3,500
2015-09-22Listed for rent$3,500
2015-09-19Listing removed$429,900
2015-07-21Listed for sale$429,900
2013-12-13Sold$350,000
2013-09-28Price change$369,900
2013-08-02Price change$379,900
2013-06-27Listed for sale$389,900

For Sale by Agent

AgentScott Hope
BrokerageADT Realty

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