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1306 Sinclair St, Fort Wayne, IN, 46808

3beds
1baths
1,500sqft
$89,900
$60price/sqft
$762/moest. monthly cost
$30,480/yrincome needed

About This Home

Opportunity in this 3-bedroom, 1-bath home offering all bedrooms upstairs and a spacious main level with a living room, separate dining room, kitchen, office or sunroom, and dedicated laundry space. The home features natural hardwood flooring, central heating, and a long backyard for outdoor use. The property is currently livable with window AC units in place, though known repairs are needed including roof-related concerns and general maintenance. With its size, layout, and overall potential, this home presents a strong opportunity for buyers looking to make improvements over time or invest in a property with upside.

Getting Around

58
WalkingSomewhat Walkable
34
TransitSome Transit
0
BikeNot Bike Friendly

Schools

4/10
5/10
Lakeside Middle SchoolGrades 6-82.5 mi
2/10
North Side High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1936

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 221

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,500

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,172
  • Total interior livable area: 1,500 sqft

Kitchen

  • Level: Main
  • Area: 99

Living Room

  • Level: Main
  • Area: 143

Property

Details

  • Parcel number: 021203206052.000074

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,098 sqft
  • Features: 0-2.9999
  • Lot size dimensions: 40X150

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$62$744
Property Taxes $62$744
Electricity $184$2,212
Total$762$9,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,125/yr
40% on housing$22,860/yr
45% on housing$20,320/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 46808$87
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46808$134
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Listed for sale$94,900
2017-11-21Sold$48,700
2017-09-09Price change$48,700
2017-08-02Listed for sale$49,700
2016-11-08Sold$46,000
2016-09-14Listed for sale$49,500
2015-02-10Listing removed$625
2015-01-22Listed for rent$625
2014-11-14Sold$19,000
2002-07-26Sold$19,995

For Sale by Agent

AgentJonah Hartsburg
BrokerageHoosier Hub Realty LLC

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