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1216 Elm St, Fort Wayne, IN, 46808

2beds
1baths
960sqft
$137,900
$144price/sqft
$1,254/moest. monthly cost
$50,160/yrincome needed

About This Home

Smart Buy! Neat & clean ready to move into 2 Bedroom home located just West of the West Central Neighborhood District, close to Pedal City & all the downtown amenities! The home features updated kitchen & bathroom. New paint & floor coverings throughout entire home tastefully done! Large backyard with a large storage shed & off street parking. Great opportunity to move into a ready to go home just in time for all downtown spring activities!

Getting Around

65
WalkingSomewhat Walkable
40
TransitSome Transit
80
BikeVery Bikeable

Schools

5/10
4/10
Portage Middle SchoolGrades 6-81.7 mi
3/10
Wayne High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1925

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120

Features

  • Finished area below ground: 0
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 960 sqft

Kitchen

  • Area: 108

Living Room

  • Level: Main
  • Area: 253

Property

Details

  • Parcel number: 021203476005.000074

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4,791 sqft
  • Features: Level
  • Lot size dimensions: 33x150

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $697$8,364
Home Insurance *$96$1,152
Property Taxes $277$3,324
Electricity $184$2,212
Total$1,254$15,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,994/yr
40% on housing$37,620/yr
45% on housing$33,440/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 46808$87
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46808$134
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$137,900
2026-07-15Listed for sale$137,900
2026-07-12Listing removed$139,900
2026-07-06Listed for sale$139,900
2026-06-19Pending sale$139,900
2026-05-12Listed for sale$139,900
2023-10-02Sold$43,500
2023-04-27Sold$43,500
2023-04-11Pending sale$42,900
2023-03-25Listed for sale$42,900
2023-02-07Sold$43,700

For Sale by Agent

AgentMichael Brennan
BrokerageBrennan REALTORS

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