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1104 W Wayne St, Fort Wayne, IN, 46802

5beds
5baths
2,600sqft
$421,087
$162price/sqft
$3,550/moest. monthly cost
$142,000/yrincome needed

About This Home

Excellent investment opportunity in Fort Wayne’s desirable Historic West Central neighborhood. This well-maintained four-plex features three 1-bedroom apartments and one 2-bedroom apartment, offering a strong mix of rental options in a prime location near Downtown amenities. Recent improvements include a newly painted exterior and a new roof and A/C unit installed in 2024. The property may be purchased individually or as part of a portfolio package that includes three additional investment properties, creating a unique opportunity for portfolio expansion.

Getting Around

78
WalkingVery Walkable
48
TransitSome Transit
91
BikeBiker's Paradise

Schools

5/10
4/10
Portage Middle SchoolGrades 6-81.9 mi
3/10
Wayne High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Basement
  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Quadruplex

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Entrance Foyer
  • Flooring: Wood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 2,600

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,720
  • Total interior livable area: 2,600 sqft

Property

Details

  • Parcel number: 021203486014.000074

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,662 sqft
  • Features: Corner Lot,Level,Near Walking Trail
  • Lot size dimensions: 50X110

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,129$25,548
Home Insurance *$321$3,852
Property Taxes $862$10,344
Electricity $238$2,860
Total$3,550$42,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,714/yr
40% on housing$106,500/yr
45% on housing$94,666/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 46802$108
Allen County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 46802$133
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$421,087
2026-06-05Listed for sale$443,250
2021-07-26Listing removed--
2021-06-21Listed for rent$950
2005-11-15Sold$44,001

For Sale by Agent

AgentPamela Waller
BrokerageRemax Integrity

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