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3105 Plaza Dr, Fort Wayne, IN, 46806

3beds
1baths
933sqft
$140,000
$150price/sqft
$1,110/moest. monthly cost
$44,400/yrincome needed

About This Home

STOP RIGHT THERE. Freshly renovated 3 bedroom, 1 bath home ready for its new owner! Updates include new flooring throughout featuring a combination of Luxury Vinyl plank and carpet, fresh interior paint, and new kitchen appliances. Conveniently located on Fort Wayne’s south side with easy access to shopping, dining, schools, and major roadways. Move in ready and easy to show. Whether you are a first time home buyer or investor looking for your first rental, this home is perfect for you.

Getting Around

38
WalkingCar-Dependent
36
TransitSome Transit
35
BikeSomewhat Bikeable

Schools

3/10
Lane Middle SchoolGrades 6-83.8 mi
7/10

Construction

Condition

  • Year built: 1935

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Asphalt,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Electric Cooktop,Exhaust Fan,Electric Oven,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 933

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s),Ceiling Fan(s)

Interior Area

  • Total structure area: 1,668
  • Total interior livable area: 933 sqft

Property

Details

  • Parcel number: 021318180002.000074

Features

  • Levels: One
  • Stories: 1
  • Fencing: Chain Link

Lot

  • Lot size: 4,791 sqft
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 40 x 130

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$130$1,560
Property Taxes $89$1,068
Electricity $184$2,212
Total$1,110$13,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,057/yr
40% on housing$33,300/yr
45% on housing$29,600/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 46806$77
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46806$110
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$135,000
2026-07-08Price change$140,000
2026-06-09Price change$150,000
2026-05-29Listed for sale$160,000
2026-02-13Sold$60,000
2025-12-23Pending sale$69,500
2025-11-23Price change$69,500
2025-11-13Listed for sale$69,900
2018-03-17Listing removed$625
2018-03-12Listed for rent$625
2014-12-09Listing removed$545
2014-10-07Listed for rent$545
2014-04-08Listing removed$545
2014-02-20Listed for rent$545
2010-01-27Sold$2,912

For Sale by Agent

AgentTamia Armstrong
BrokerageAllure Realty LLC

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