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2821 Stardale Dr, Fort Wayne, IN, 46816

4beds
3baths
4,050sqft
$598,048
$148price/sqft
$3,947/moest. monthly cost
$157,880/yrincome needed

About This Home

Custom-made well-built and decorated spacious house with modern classic charm sits on one acre lot; large front and back yards; fenced serene well landscaped side yard oasis with a shed and workshop; new gutter protection system; spacious living room; large foyer entry; some hardwood floors; extra room for den, home office, storage, or possibly 5th bedroom; kitchen has dishwasher and remodeled with new cabinet doors and drawer fronts; utility room for storage, washer and dryer; spacious finished full basement with a wet bar, sump pump room, and tornado shelter; enclosed patio; large two-car garage; attics in garage and second floor for storage; gas water heater fuel and water; central A/C; near schools, parks, and shopping places. Gutter protection system comes with a lifetime guarantee warranty with a lifetime transferable warranty.

Getting Around

27
WalkingCar-Dependent
31
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

--
5/10
3/10
New Haven High SchoolGrades 7-125.3 mi

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Refrigerator,Washer,Dryer-Gas,Exhaust Fan,Oven-Built-In,Gas Oven,Electric Range,Gas Water Heater,Water Softener Owned
  • Laundry features: Laundry Chute,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete,Sump Pump

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120

Family Room

  • Level: Main
  • Area: 216

Features

  • Bar,Sound System,Bookcases,Ceiling Fan(s),Walk-In Closet(s),Eat-in Kitchen,Entrance Foyer,Open Floorplan,Wet Bar,Tub and Separate Shower,Tub/Shower Combination,Great Room,Custom Cabinetry
  • Door features: Storm Door(s)
  • Flooring: Hardwood,Carpet,Concrete,Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning,Insert
  • Fireplace: Yes
  • Attic: Storage
  • Finished area below ground: 1,350
  • Finished area above ground: 2,700

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 5,106
  • Total interior livable area: 4,050 sqft

Kitchen

  • Level: Main
  • Area: 156

Living Room

  • Level: Main
  • Area: 228

Office

  • Level: Upper

Property

Details

  • Parcel number: 021330229008.000070
  • Zoning: R1
  • Other equipment: Intercom,Multiple Phone Lines,Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Enclosed,Screened
  • Exterior features: Workshop
  • Fencing: Metal,Wood

Lot

  • Lot size: 1 Acres
  • Features: Corner Lot,Level,City/Town/Suburb,Rural Subdivision,Near Airport,Near College Campus,Landscaped
  • Lot size dimensions: 225X150

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Utilities,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,024$36,288
Home Insurance *$414$4,968
Property Taxes $138$1,656
Electricity $371$4,455
Total$3,947$47,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,325/yr
40% on housing$118,410/yr
45% on housing$105,253/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 46816$186
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46816$134
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$598,048

For Sale by Agent

AgentJoshua Vida
BrokerageParadigm Realty Solutions

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