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5210 Union Chapel Rd, Fort Wayne, IN, 46845

5beds
3baths
2,625sqft
$410,000
$156price/sqft
$2,706/moest. monthly cost
$108,240/yrincome needed

About This Home

Welcome to 5210 Union Chapel Road, a spacious two-story home set on a 1.2-acre lot in one of Fort Wayne's most desirable northeast corridors, within the sought-after NACS district. From the moment you arrive, the setting sets the tone: room to breathe, space to grow, and the kind of elbow room that's increasingly hard to find this close to everything. Inside, five bedrooms deliver flexibility for however you live. A true primary retreat, guest rooms, a home office, a workout space, or a bonus room for movie nights. The two-story layout offers a natural separation between the main living areas below and the sleeping quarters above, giving everyone room to spread out. Step outside and the 1.2-acre lot gives you the best of both worlds — real outdoor space for gardens, a fire pit, weekend cookouts, or simply room to enjoy, without the upkeep of larger acreage. All of this sits just minutes from Dupont, Parkview Regional Medical Center, shopping, and dining, with quick access to I-69 — combining a peaceful setting with everyday convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

7/10
8/10
9/10
Carroll High SchoolGrades 9-126.1 mi

Construction

Condition

  • Year built: 1972

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 108

Family Room

  • Level: Main
  • Area: 266

Features

  • Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,625

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,625
  • Total interior livable area: 2,625 sqft

Kitchen

  • Level: Main
  • Area: 198

Living Room

  • Level: Main
  • Area: 285

Property

Details

  • Parcel number: 020225427001.000057

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1.21 Acres
  • Features: Level
  • Lot size dimensions: 120x450

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$161$1,932
Property Taxes $232$2,784
Electricity $240$2,887
Total$2,706$32,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,777/yr
40% on housing$81,180/yr
45% on housing$72,160/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 46845$172
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46845$157
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Listed for sale$410,000
2024-09-13Listing removed$2,200
2024-07-25Listed for rent$2,500
2023-06-08Listing removed--
2023-05-22Listed for rent$2,500
2023-05-01Listing removed--
2023-03-29Listed for rent$2,500
2019-12-21Listing removed$269,900
2019-08-02Price change$269,900
2019-07-15Listed for sale$274,500

For Sale by Agent

AgentColten VonDerau
BrokerageOpen Door Rentals and Real Est

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