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1910 Emerson Ave, Fort Wayne, IN, 46808

2beds
1baths
750sqft
$130,000
$173price/sqft
$1,009/moest. monthly cost
$40,360/yrincome needed

About This Home

2 bed, 1 bath older home near Saint Francis with approximately 750 sq. ft. of living space and a large detached garage of around 600 sq. ft. Convenient location and lots of potential for the right buyer.

Getting Around

45
WalkingCar-Dependent
28
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

5/10
Northwood Middle SchoolGrades 6-83.8 mi
2/10
North Side High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Garbage disposal,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Other,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 750 sqft

Property

Details

  • Parcel number: 020734359018000074

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 5,360 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$90$1,080
Property Taxes $78$936
Electricity $184$2,212
Total$1,009$12,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,594/yr
40% on housing$30,270/yr
45% on housing$26,906/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 46808$87
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46808$134
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-19Price change$130,000
2026-07-05Price change$135,000
2026-06-26Price change$140,000
2026-05-30Price change$145,000
2021-12-21Pending sale$99,500
2021-12-19Price change$99,500
2021-11-06Listed for sale$109,500

For Sale by Owner

AgentProperty Owner

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