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2514 Poinsette Dr, Fort Wayne, IN, 46808

3beds
2baths
2,070sqft
$229,900
$111price/sqft
$1,701/moest. monthly cost
$68,040/yrincome needed

About This Home

Comfortable, welcoming, and full of character, 2514 Poinsette Drive offers plenty of room to make lasting memories. Step into a spacious living room filled with natural light, featuring neutral tones and crisp white trim. The kitchen offers abundant wood cabinetry, generous counter space, stainless appliances, and a window-lined breakfast bar, while the adjoining dining area includes chair-rail detailing and sliding glass doors leading to the rear deck. The bedrooms provide comfortable spaces with ceiling fans, soft carpeting, plentiful windows, and unique upper-level character, including sloped ceilings and built-in storage. The fully finished basement is arranged as a mother-in-law suite with an expansive living area, separate kitchen, laundry space, and a recently renovated full bathroom with a glass-enclosed shower. Outside, enjoy a large fenced backyard with plenty of open lawn, a rear deck, a detached garage, and an additional storage shed. With inviting indoor spaces and plenty of room to enjoy the outdoors, this home offers a comfortable place to settle in and make your own. Schedule your showing today!

Getting Around

68
WalkingSomewhat Walkable
33
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

7/10
5/10
Northwood Middle SchoolGrades 6-83.1 mi
2/10
North Side High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1945

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave,Refrigerator,Washer,Electric Range,Gas Range
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Window Treatments
  • Finished area below ground: 600
  • Finished area above ground: 1,470

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,198
  • Total interior livable area: 2,070 sqft

Kitchen

  • Level: Main
  • Area: 180

Living Room

  • Level: Main
  • Area: 288

Office

  • Level: Main
  • Area: 144

Property

Details

  • Parcel number: 020734254004.000073

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 0.52 Acres
  • Features: Level,Few Trees
  • Lot size dimensions: 100X227

Parking

  • Total spaces: 1.5
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$160$1,920
Property Taxes $190$2,280
Electricity $189$2,277
Total$1,701$20,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,320/yr
40% on housing$51,030/yr
45% on housing$45,360/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 46808$85
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46808$134
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$229,900
2026-07-31Listed for sale$229,900
2024-01-19Sold$185,000
2023-11-23Pending sale$194,900
2023-11-21Listed for sale$194,900
2021-03-24Listing removed--
2018-12-21Listing removed$950
2018-12-18Listed for rent$950

For Sale by Agent

AgentKevin Ruiz
BrokerageUptown Realty Group

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