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1823 Saint Marys Ave, Fort Wayne, IN, 46808

3beds
3baths
1,368sqft
$90,000
$66price/sqft
$756/moest. monthly cost
$30,240/yrincome needed

About This Home

PUBLIC AUCTION: WEDNESDAY, AUGUST 26TH, 6:00 PM EASTERN | OPEN HOUSES: MONDAY, AUGUST 17TH & MONDAY, AUGUST 24TH, 5:00 - 6:30 PM EASTERN | The price stated on this property is a guideline value | This property may sell for more or less than the guideline value, depending on the outcome of the auction bidding. | Winning bidder shall owe $7,500.00 night of the auction | For all terms, please visit our website. | This spacious 3-bedroom property offers an incredible value-add opportunity, featuring original hardwood floors ready to shine, a massive 21×27 walk-up attic perfect for expansion, and a prime location near Franklin Park and Hamilton Park. The main floor boasts a welcoming foyer, a massive 12×29 open-concept living and dining area with covered deck access, a functional kitchen with a breakfast bar, a dedicated laundry room, and a half bath. Upstairs, you will find three generously sized bedrooms with hidden hardwoods, a full bath, and access to the bonus attic space. Complete with central A/C, a partial sub-floor layout ready for your choice of finishes, a massive basement workshop/utility area, and a fenced yard with alley parking, this property is the ultimate blank canvas for your next fix-and-flip or custom remodel project.

Getting Around

74
WalkingVery Walkable
33
TransitSome Transit
50
BikeBikeable

Schools

7/10
5/10
Northwood Middle SchoolGrades 6-83.3 mi
2/10
North Side High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1916

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Sink,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Entrance Foyer,Tub/Shower Combination
  • Flooring: Hardwood,Laminate,Other
  • Attic: Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 1,368

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,688
  • Total interior livable area: 1,368 sqft

Kitchen

  • Level: Main
  • Area: 120

Living Room

  • Level: Main
  • Area: 348

Property

Details

  • Parcel number: 020734477013.000074
  • Special condition: Auction

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck Covered,Porch Covered
  • Exterior features: Workshop
  • Fencing: Chain Link

Lot

  • Lot size: 7,840 sqft
  • Features: Other,0-2.9999
  • Lot size dimensions: 150 x 50

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$62$744
Property Taxes $55$660
Electricity $184$2,212
Total$756$9,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,920/yr
40% on housing$22,680/yr
45% on housing$20,160/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 46808$87
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46808$134
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Unknown Listed By

AgentTimothy S McCulloch
BrokerageScheerer McCulloch Real Estate

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