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2522 E Saint Thomas Point, Fort Wayne, IN, 46815

4beds
4baths
3,208sqft
$384,500
$120price/sqft
$2,798/moest. monthly cost
$111,920/yrincome needed

About This Home

Welcome to this stunning single-unit condo nestled along the shores of the 9-acre lake in the sought-after Lakes of Buckingham community. With 4 bedrooms and 4 full baths-including a walk-out LL guest suite. This home offers space, comfort, and versatility for every lifestyle. Step outside onto the expansive 400-square-foot Trex deck or under deck large patio and enjoy serene water views. Inside, soaring ceilings open to a cozy loft overlooking the great room, while the formal dining room and first-floor laundry add everyday elegance and convenience. Two of the four full baths feature walk-in showers, and the primary bedroom boasts two large walk-in closets, one with access to walk-in attic. This home has been thoughtfully updated throughout: Replaced since 2018: all windows, shingles and skylight, HVAC, most carpeting, all light fixtures, popcorn removed, deck, appliances, lovely landscape, retaining wall, vinyl siding, insulated garage door and much more. Two gas fireplaces add warmth and ambiance, and the partially finished walk-in attic offers excellent bonus space. As a bonus, the pool table stays with the home, and a power blind in the kitchen dining area adds a modern touch. The HOA maintenance fee covers pool access, snow removal, mowing and fertilizing, irrigation, shrub trimming, and association insurance — making this truly low-maintenance lakefront living. Community amenities include a pool, clubhouse/library, tennis and pickleball courts, and sidewalks throughout.

Getting Around

38
WalkingCar-Dependent
25
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

6/10
Blackhawk Middle SchoolGrades 6-80.9 mi
7/10

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Cape Cod
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Dryer-Gas,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Sump Pump

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 168

Family Room

  • Level: Lower
  • Area: 216

Features

  • 1st Bdrm En Suite,Cathedral Ceiling(s),Ceiling Fan(s),Beamed Ceilings,Walk-In Closet(s),Eat-in Kitchen,Open Floorplan,Stand Up Shower,Tub/Shower Combination,Formal Dining Room,Great Room
  • Door features: Six Panel Doors,Storm Doors
  • Window features: Skylight(s),Window Treatments
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room,Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Storage
  • Finished area below ground: 1,094
  • Finished area above ground: 2,114

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,308
  • Total interior livable area: 3,208 sqft

Kitchen

  • Level: Main
  • Area: 192

Living Room

  • Level: Main
  • Area: 374

Property

Details

  • Parcel number: 020833203114.000072

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Association
  • Patio & porch: Covered
  • Exterior features: Irrigation System
  • Fencing: None
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,Assoc,Pond

Lot

  • Features: City/Town/Suburb,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,944$23,328
Home Insurance *$211$2,532
Property Taxes $349$4,188
Electricity $294$3,528
Total$2,798$33,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,931/yr
40% on housing$83,940/yr
45% on housing$74,613/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 46815$123
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46815$128
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$384,500
2026-07-11Price change$395,000
2026-06-19Listed for sale$400,000

For Sale by Agent

AgentMary L Campbell
BrokerageRE/MAX Results

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