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3705 Gaywood Dr, Fort Wayne, IN, 46806

2beds
1baths
778sqft
$124,900
$161price/sqft
$1,102/moest. monthly cost
$44,080/yrincome needed

About This Home

Welcome home to this move-in ready 3 bedroom, 1 bathroom home offering 778 square feet of efficient and cozy living space. Conveniently located just minutes from downtown Fort Wayne, parks, and local amenities, this refreshed residence features fresh paint and brand-new flooring throughout, along with updated kitchen and bathroom spaces that bring a sleek, stylish touch to everyday living. With a functional floor plan that maximizes every square foot, it provides a low-maintenance layout that is perfect for first-time buyers, down-sizers, or anyone looking for a turn-key place to call home.

Getting Around

54
WalkingSomewhat Walkable
37
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

4/10
5/10
Lakeside Middle SchoolGrades 6-82.7 mi
2/10
North Side High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1941

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hk Up Gas/Elec,None
  • Laundry features: Dryer Hook Up Gas/Elec,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Full,Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 48

Features

  • Bookcases,Laminate Counters,Tub/Shower Combination
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 778

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,478
  • Total interior livable area: 778 sqft

Living Room

  • Level: Main
  • Area: 176

Property

Details

  • Parcel number: 021213333006.000074

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch Covered

Lot

  • Lot size: 5,662 sqft
  • Features: Level
  • Lot size dimensions: 148x39

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$116$1,392
Property Taxes $171$2,052
Electricity $184$2,212
Total$1,102$13,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,782/yr
40% on housing$33,060/yr
45% on housing$29,386/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 46806$77
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46806$110
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$124,900
2008-05-23Listing removed$28,000
2008-04-05Listed for sale$28,000

For Sale by Agent

AgentMonte Stevenson
BrokerageAnthony REALTORS

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