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3502 Oliver St, Fort Wayne, IN, 46806

2beds
3baths
1,536sqft
$144,000
$94price/sqft
$1,205/moest. monthly cost
$48,200/yrincome needed

About This Home

Step into the charm of this home at 3502 Oliver Street, offering 2 bedrooms and 3 full baths with classic character throughout, including warm wood flooring and rich trim details. The main level provides comfortable living and dining spaces and a kitchen with plenty of cabinet storage, while upstairs you’ll find both bedrooms and a full bath. The basement adds even more flexibility with additional finished space and another full bath showcasing a tiled walk-in shower. There is also an additional room in the basement. Outside, enjoy a manageable but spacious yard space - an inviting place to make your own. Come see the possibilities in person! Schedule your showing today!

Getting Around

56
WalkingSomewhat Walkable
37
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

4/10
5/10
Lakeside Middle SchoolGrades 6-82.5 mi
2/10
North Side High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1925

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 81

Features

  • Finished area below ground: 480
  • Finished area above ground: 1,056

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Kitchen

  • Level: Main
  • Area: 80

Living Room

  • Level: Main
  • Area: 108

Property

Details

  • Parcel number: 021213402012.000074

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2,613 sqft
  • Features: Level,Rolling Slope
  • Lot size dimensions: 39X71.2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $728$8,736
Home Insurance *$133$1,596
Property Taxes $160$1,920
Electricity $184$2,212
Total$1,205$14,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,314/yr
40% on housing$36,150/yr
45% on housing$32,133/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 46806$77
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46806$110
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$144,000
2026-02-22Listed for sale$149,000
2024-02-02Sold$105,000
2023-12-11Price change$120,000
2023-10-07Listed for sale$130,000
2023-05-31Listing removed$130,000
2023-03-01Pending sale$130,000
2023-02-01Price change$130,000
2023-01-28Price change$134,900
2022-12-11Listed for sale$139,999
2020-11-24Sold$12,000
2020-10-06Price change$20,500
2020-06-29Listed for sale$21,500
2009-06-19Sold$5,700

For Sale by Agent

AgentSabrina Phyo
BrokerageUptown Realty Group

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