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528 W 4th St, Fort Wayne, IN, 46808

3beds
2baths
1,322sqft
$155,000
$117price/sqft
$1,145/moest. monthly cost
$45,800/yrincome needed

About This Home

Beautiful two story home located in the 08 zip code. The original hardwood flooring in the large front room, dining area, primary suite and upstairs hallway have been restored. The kitchen includes newer backsplash, sink and stainless steel electric range. Updated full bathroom on the upper level. New roof in 2020. New windows and back door were installed in 2022. New furnace and ac unit in 2023. Close proximity to downtown, Promenade Park, restaurants, shopping, coffee, and grocery stores. Don't miss out on this great opportunity!

Getting Around

75
WalkingVery Walkable
49
TransitSome Transit
71
BikeVery Bikeable

Schools

4/10
5/10
Lakeside Middle SchoolGrades 6-81.9 mi
2/10
North Side High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Washer,Dryer-Electric,Electric Range

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 168

Features

  • Flooring: Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,322

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,802
  • Total interior livable area: 1,322 sqft

Kitchen

  • Level: Main
  • Area: 165

Living Room

  • Level: Main
  • Area: 195

Property

Details

  • Parcel number: 021202127024.000074

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,484 sqft
  • Features: Level
  • Lot size dimensions: 25X141

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$108$1,296
Property Taxes $70$840
Electricity $184$2,212
Total$1,145$13,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,257/yr
40% on housing$34,350/yr
45% on housing$30,533/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 46808$86
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46808$134
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$144,900
2026-07-23Listed for sale$155,000
2023-09-26Sold$135,000
2023-08-19Pending sale$130,000
2023-08-18Listed for sale$130,000
2019-03-15Listing removed$750
2019-02-27Listed for rent$750
2018-08-17Listing removed$695
2018-06-07Listed for rent$695
2011-01-31Listing removed$8,240
2010-12-12Listed for sale$8,240
2010-10-15Sold$51,817

For Sale by Agent

AgentMatt Motz
BrokerageMike Thomas Assoc., Inc

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