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8315 Waterswolde Ln, Fort Wayne, IN, 46825

4beds
3baths
3,438sqft
$354,900
$103price/sqft
$2,621/moest. monthly cost
$104,840/yrincome needed

About This Home

**Sellers are offering $5,000 in concessions with an acceptable offer!!** Welcome home to 8315 Waterswolde Lane! Situated on a spacious 0.77-acre lot in a desirable Fort Wayne location, this impressive 3,438-square-foot home offers the perfect combination of generous living space, cozy charm, and everyday functionality. Step inside and discover multiple inviting living areas designed for both entertaining and comfortable daily living. Warm, welcoming finishes create a cozy atmosphere throughout the home, while the thoughtful layout provides plenty of room for gathering with friends or enjoying quiet evenings at home. Storage is abundant, giving you the flexibility and organization every homeowner desires. Outside, you’ll appreciate the expansive lot that offers endless possibilities for outdoor entertaining, recreation, gardening, or simply enjoying the privacy and space that are increasingly hard to find. Whether you’re hosting summer cookouts, watching the kids play, or relaxing with a morning cup of coffee, this backyard provides the perfect setting. Conveniently located near shopping, dining, parks, schools, and major roadways, you’ll enjoy easy access to everything Fort Wayne has to offer while still having the space and tranquility of a larger homesite. If you’ve been searching for a home that combines size, comfort, storage, and an outstanding location, 8315 Waterswolde Lane is one you won’t want to miss!

Getting Around

36
WalkingCar-Dependent
32
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

6/10
4/10
Shawnee Middle SchoolGrades 6-80.8 mi
3/10
Northrop High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Elec,Dishwasher,Refrigerator,Washer,Dryer-Gas,Gas Oven,Gas Range,Gas Water Heater,Water Softener Owned
  • Laundry features: Dryer Hook Up Gas/Elec,Laundry Chute,Sink

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Exterior Entry,Concrete

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Level: Lower
  • Area: 288

Features

  • 1st Bdrm En Suite,Ceiling Fan(s),Laminate Counters,Natural Woodwork,Tub/Shower Combination
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Storage
  • Finished area below ground: 838
  • Finished area above ground: 2,600

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,753
  • Total interior livable area: 3,438 sqft

Kitchen

  • Level: Main
  • Area: 135

Living Room

  • Level: Main
  • Area: 375

Property

Details

  • Parcel number: 020711279005.000073
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Enclosed
  • Has spa: Yes
  • Spa features: Jet Tub

Lot

  • Lot size: 0.77 Acres
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 173x195

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,794$21,528
Home Insurance *$176$2,112
Property Taxes $336$4,032
Electricity $315$3,781
Total$2,621$31,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,862/yr
40% on housing$78,630/yr
45% on housing$69,893/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 46825$154
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46825$145
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$354,899
2026-07-28Price change$354,900
2026-06-20Listed for sale$359,900
2024-03-11Sold$287,000
2024-01-24Pending sale$289,900
2024-01-15Price change$289,900
2023-12-28Price change$299,900
2023-12-04Listed for sale$304,900

For Sale by Agent

AgentMiguel Guzman
BrokerageCENTURY 21 Bradley Realty, Inc

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