See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1497 Monument St, Noblesville, IN, 46060

3beds
1baths
1,261sqft
$260,000
$206price/sqft
$1,777/moest. monthly cost
$71,080/yrincome needed

About This Home

Discover the charm of 1497 Monument St. located in the heart of Noblesville at a fantastic price point! This 3 bedroom 1 bath home offers tasteful updates, newer systems, and a location just minutes from all the amenities that downtown Noblesville has to offer. Recent updates include HVAC and roof (2018), flooring (2021), water heater (2021), and front steps (2020). Embrace the perfect blend of old town Noblesville and dynamic downtown living!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
66
BikeBikeable

Schools

8/10
North Elementary SchoolGrades PK-50.2 mi
8/10
10/10
Noblesville High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Crawl Space,Partial
  • Construction materials: Aluminum Siding,Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Gas Oven,Refrigerator

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 80
  • Dimensions: 10x8

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,261
  • Total interior livable area: 1,261 sqft

Kitchen

  • Level: Main
  • Area: 72
  • Dimensions: 12x6

Living Room

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Master Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Property

Details

  • Parcel number: 290731142004000013
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 5,227 sqft

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$120$1,440
Property Taxes $159$1,908
Electricity $184$2,212
Total$1,777$21,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,925/yr
40% on housing$53,310/yr
45% on housing$47,386/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 46060$173
Hamilton County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 46060$157
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$250,000
2026-07-24Listed for sale$260,000

For Sale by Agent

AgentWendy Vivirito
BrokerageKeller Williams Indpls Metro N

Similar Homes