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11826 Sea Star Dr, Indianapolis, IN, 46256

5beds
5baths
4,294sqft
$749,999
$175price/sqft
$5,228/moest. monthly cost
$209,120/yrincome needed

About This Home

Tucked into the sought after Geist neighborhood of Masthead, this custom, one owner home sits on a beautifully wooded lot just under half an acre, offering privacy, space, and a setting that feels like a retreat. Meticulously cared for from day one, this home features a thoughtful and functional layout designed for both everyday living and entertaining. The main level offers a seamless flow between the dining room, sitting room, and inviting living room, all anchored by a spacious kitchen with a large center island and dedicated eat in area. The primary suite is a true escape, complete with a walk-in closet, skylights that bring in natural light, and a jacuzzi tub perfect for unwinding at the end of the day. The finished walk out basement expands your living space with a full bar, cozy fireplace, and plenty of storage, making it ideal for hosting or relaxing. Don't forget to access the guest suite up the back stairs past the kitchen. Additional highlights include a two-car garage and a private, tree lined backyard that enhances the home's peaceful setting. This is a rare opportunity to own a well maintained, custom home in one of Geist's most established neighborhoods.

Getting Around

31
WalkingCar-Dependent
0
TransitNo Nearby Transit
53
BikeBikeable

Schools

8/10
Geist Elementary SchoolGrades PK-42.1 mi
8/10
Fall Creek Junior HighGrades 7-82.8 mi
10/10

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Partial
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Disposal,Gas Water Heater,Microwave,Oven,Refrigerator,Trash Compactor,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom2

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Bedroom4

  • Level: Upper
  • Area: 99
  • Dimensions: 9x11

Bedroom5

  • Level: Upper
  • Area: 480
  • Dimensions: 20x24

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Family Room

  • Level: Main
  • Area: 352
  • Dimensions: 22x16

Features

  • Built-in Features,Cathedral Ceiling(s),Kitchen Island,Ceiling Fan(s),In-Law Floorplan,Eat-in Kitchen,Walk-In Closet(s),Wet Bar
  • Window features: Wood Work Stained
  • Number of fireplaces: 2
  • Fireplace features: Basement,Family Room
  • Fireplace: Yes
  • Finished area below ground: 619

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,294
  • Total interior livable area: 4,294 sqft

Kitchen

  • Level: Main
  • Area: 247
  • Dimensions: 19x13

Library

  • Level: Main
  • Area: 90
  • Dimensions: 9x10

Living Room

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Master Bedroom

  • Level: Upper
  • Area: 221
  • Dimensions: 13x17

Office

  • Level: Basement
  • Area: 121
  • Dimensions: 11x11

Play Room

  • Level: Basement
  • Area: 837
  • Dimensions: 31x27

Property

Details

  • Parcel number: 291510302042000020
  • Special condition: Sales Disclosure Supplements
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water

Lot

  • Lot size: 0.43 Acres
  • Features: Cul-De-Sac,Mature Trees,See Remarks

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$449$5,388
Property Taxes $594$7,128
Electricity $393$4,723
Total$5,228$62,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,245/yr
40% on housing$156,840/yr
45% on housing$139,413/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 46256$156
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46256$171
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$849,900

For Sale by Agent

AgentMark Branch, Highgarden Real Estate
BrokerageHighgarden Real Estate

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