




643 2nd Creek Dr, Incline Village, NV, 89451
About This Home
Meticulously maintained and set on over half an acre, this low-elevation Incline Village home offers more than 5,700 square feet with true main-level living. The primary suite and central living spaces are on the main floor where tall ceilings, a gas fireplace, and southern exposure create a bright, inviting atmosphere throughout the day. The adjacent kitchen features granite countertops and updated appliances, while new composite decks span the full length of both levels, extending the living space outdoors and framing filtered views of Lake Tahoe. The lower level includes an ensuite guest room, additional bedrooms connected by a Jack & Jill bath, a private office, laundry room, dedicated fitness room, expansive bonus room, & a 2,000+ bottle wine cellar. An oversized three-car garage, abundant storage, and established landscaping complete the property. Generous scale, thoughtful updates, and a private setting make this an exceptional year-round retreat near Incline Village amenities.
Getting Around
Schools
Construction
Condition
- Year built: 1993
Materials
- Roof: Metal
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Mountain
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Trash Compactor
- Laundry features: Laundry in Utility Room,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Features
- Wet Bar,Breakfast Bar,Granite Counters,High Ceilings,Kitchen Island,Marble Counters,Main Level Primary,Recessed Lighting,Skylights,Vaulted Ceiling(s),Wine Cellar,Walk-In Closet(s),Wired for Sound,Walk-In Pantry
- Window features: Skylight(s)
- Flooring: Carpet,Hardwood,Tile
- Number of fireplaces: 2
- Fireplace features: Two,Wood Burning
- Fireplace: Yes
Heating
- Heating features: Hot Water
Interior Area
- Total interior livable area: 5,748 sqft
Property
Details
- Parcel number: 12205101
- Zoning description: Single Family Residential
Features
- Stories: 2
- Patio & porch: Balcony,Deck
- Exterior features: Balcony,Deck,Fence,Sprinkler/Irrigation,Landscaping,Private Yard
- Has view: Yes
- View description: Lake,Trees/Woods
- Has water view: Yes
- Water view: Lake
- Topography of land: Sloping
Lot
- Lot size: 0.63 Acres
Parking
- Total spaces: 3
- Parking features: Three Car Garage,Boat,Garage Door Opener,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Earthquake
- Wildfire
- Avalanche
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Nevada Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $20,200 | $242,400 |
| Home Insurance | $685 | $8,220 |
| Property Taxes | $1,531 | $18,372 |
| Electricity | $536 | $6,436 |
| Total | $22,952 | $275,424 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Listed for sale | $3,995,000 |
| 2008-07-23 | Sold | $1,640,000 |
| 2008-02-26 | Listed for sale | $1,895,000 |
| 1997-02-24 | Sold | $975,000 |
| 1994-11-15 | Sold | $899,000 |
