118 White Horse Ln, Fishers, IN, 46038
About This Home
Truly one of a kind! Nearly 6000 sq ft on a beautiful 1.3 acre lot. Welcome to White Horse Lane, a serene, wooded retreat conveniently located just minutes from schools, shopping, dining, and everyday amenities. Upon entry, you're immediately drawn to the stunning wall of picture windows in the family room, perfectly framing the picturesque wooded setting. The family room is a showstopper, featuring vaulted ceilings with exposed wood beams, a striking stone fireplace, and generous space for gathering and entertaining. The adjacent sunroom offers an additional area to relax or host guests before stepping out onto the deck and screened-in patio-ideal for enjoying the peaceful surroundings.The main level also includes a formal dining room, eat-in kitchen, laundry area, half bath, and a spacious primary suite complete with a sitting area or private office space. Upstairs, you'll find a generously sized en-suite bedroom along with two additional bedrooms connected by a Jack-and-Jill bath. Each bedroom offers abundant built-ins and large closets. The en-suite closet provides access to additional walk-in attic storage. The fully finished walkout basement features a custom-built bar and plenty of additional storage space. Completing the property is a three-car garage, private walking trail, and a setting that truly feels like a retreat. There is so much to love about this exceptional home-you have to see it for yourself!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1975
Materials
- Foundation: Concrete Perimeter
- Construction materials: Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Dishwasher,Electric Water Heater,Disposal,Microwave,Oven,Refrigerator
- Laundry features: Connections All,Laundry Room
Basement
- Has basement: Yes
Bedroom2
- Level: Upper
- Area: 221
- Dimensions: 17x13
Bedroom3
- Level: Upper
- Area: 240
- Dimensions: 16x15
Bedroom4
- Level: Upper
- Area: 110
- Dimensions: 10x11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 1
Bonus Room
- Level: Main
- Area: 196
- Dimensions: 14x14
Breakfast Room
- Level: Main
- Area: 126
- Dimensions: 9x14
Dining Room
- Level: Main
- Area: 156
- Dimensions: 13x12
Features
- Attic Access,Double Vanity,High Ceilings,Hardwood Floors,Eat-in Kitchen,Pantry,Walk-In Closet(s)
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Attic: Access Only
- Finished area below ground: 1,910
Foyer
- Level: Main
- Area: 170
- Dimensions: 10x17
Heating & Cooling
- Heating features: Zoned,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 5,915
- Total interior livable area: 5,915 sqft
Kitchen
- Level: Main
- Area: 143
- Dimensions: 13x11
Laundry
- Features: Marble
- Level: Main
- Area: 56
- Dimensions: 7x8
Living Room
- Level: Main
- Area: 504
- Dimensions: 18x28
Master Bedroom
- Level: Main
- Area: 324
- Dimensions: 18x18
Sun Room
- Level: Main
- Area: 204
- Dimensions: 12x17
Property
Details
- Parcel number: 291403301009000005
- Attached to another structure: Yes
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Deck,Screened
- Exterior features: Gutter Guards,Fire Pit,Smart Light(s)
- Has view: Yes
- View description: Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
Lot
- Lot size: 1.30 Acres
- Features: Access,Not In Subdivision,Mature Trees,Wooded
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,171 | $50,052 |
| Home Insurance * | $397 | $4,764 |
| Property Taxes | $608 | $7,296 |
| Electricity | $542 | $6,506 |
| Total | $5,718 | $68,616 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Price change | $865,000 |
| 2026-04-02 | Listed for sale | $875,000 |
| 2026-03-03 | Pending sale | $875,000 |
| 2026-02-19 | Listed for sale | $875,000 |
| 2026-01-31 | Pending sale | $875,000 |
| 2026-01-22 | Listed for sale | $875,000 |
| 2025-12-02 | Listing removed | $899,000 |
| 2025-10-01 | Price change | $899,000 |
| 2025-09-13 | Listed for sale | $934,000 |
| 2025-09-08 | Listing removed | $934,000 |
| 2025-09-02 | Price change | $934,000 |
| 2025-08-04 | Listed for sale | $959,000 |
| 2025-07-21 | Pending sale | $959,000 |
| 2025-07-11 | Listed for sale | $959,000 |
For Sale by Agent
View on Zillow