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12628 Stanwich Pl, Carmel, IN, 46033

3beds
3baths
2,033sqft
$419,000
$206price/sqft
$2,834/moest. monthly cost
$113,360/yrincome needed

About This Home

Welcome to this beautifully maintained 3-bedroom, 2.5-bath home in a desirable Carmel neighborhood. Featuring an open floor plan, stylish updates, and flexible living spaces, this move-in-ready home offers the perfect blend of comfort and functionality. The bright main level is designed for everyday living and entertaining with a spacious living room, formal dining room, and inviting family room anchored by a cozy fireplace. The updated kitchen features a center island, abundant cabinetry, generous counter space, and a sunny breakfast area with views of the backyard. Upstairs, a versatile loft provides the perfect space for a home office, playroom, media room, or study area. The spacious primary suite offers a relaxing retreat with a walk-in closet and an en-suite bath featuring dual vanities and a walk-in shower. Two additional bedrooms featuring walk in closets, a full bath, and convenient second-floor laundry complete the upper level. Step outside to enjoy the private backyard with mature trees, and plenty of space for entertaining, gardening, or relaxing. An attached two-car garage provides added convenience. Ideally located near parks, shopping, dining, and top-rated Carmel schools, this exceptional home offers the location, layout, and lifestyle today's buyers are looking for. Schedule your private showing today!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
58
BikeBikeable

Schools

9/10
8/10
Clay Middle SchoolGrades 6-80.7 mi
10/10
Carmel High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Disposal,MicroHood,Microwave,Electric Oven,Refrigerator,Washer
  • Laundry features: Upper Level

Bedroom2

  • Level: Upper
  • Area: 120
  • Dimensions: 12x10

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Level: Main
  • Area: 98
  • Dimensions: 07x14

Dining Room

  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Family Room

  • Level: Main
  • Area: 255
  • Dimensions: 17x15

Features

  • Attic Access,Walk-In Closet(s),Hardwood Floors,Ceiling Fan(s),Entrance Foyer,High Speed Internet,Kitchen Island,Pantry,Double Vanity,Cathedral Ceiling(s)
  • Window features: Wood Work Painted
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Forced Air,Electric,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,033
  • Total interior livable area: 2,033 sqft

Kitchen

  • Level: Main
  • Area: 140
  • Dimensions: 10x14

Laundry

  • Level: Upper
  • Area: 18
  • Dimensions: 03x06

Living Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Loft

  • Level: Upper
  • Area: 120
  • Dimensions: 12x10

Master Bedroom

  • Level: Upper
  • Area: 240
  • Dimensions: 16x15

Property

Details

  • Parcel number: 291027022018000018
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Covered
  • Exterior features: Fire Pit

Lot

  • Lot size: 0.25 Acres
  • Features: Mature Trees

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$171$2,052
Property Taxes $359$4,308
Electricity $186$2,236
Total$2,834$34,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,165/yr
40% on housing$85,020/yr
45% on housing$75,573/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 46033$198
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46033$170
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$419,000
2023-12-12Sold$397,000
2023-11-14Pending sale$410,000
2023-11-01Price change$410,000
2023-10-20Price change$413,000
2023-10-05Listed for sale$415,000
2021-05-20Sold$335,525
2021-05-01Pending sale$309,900
2021-04-29Listed for sale$309,900
2018-07-14Listing removed$1,650
2018-07-10Listed for rent$1,650
2017-08-31Listing removed$1,650
2017-08-22Price change$1,650
2017-08-07Listed for rent$1,675
2013-03-06Listing removed$1,600
2013-02-27Listed for rent$1,600
2010-09-15Listing removed$194,900
2010-08-19Price change$194,900
2010-06-28Listed for sale$205,000
2010-05-27Sold$151,905
2010-05-06Price change$159,900
2010-04-17Price change$171,900
2010-03-27Listed for sale$184,900

For Sale by Agent

AgentDru Cornett
BrokerageRedfin Corporation

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