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310 2nd St NE, Carmel, IN, 46032

4beds
2baths
3,458sqft
$750,000
$217price/sqft
$4,970/moest. monthly cost
$198,800/yrincome needed

About This Home

Welcome home to the exceptionally located four bedroom property, where lifestyle and convenience come together in the best way. Situated directly across from the high school and just a short walk to the library and elementary school, this home offers an unbeatable setting for everyday life. Step outside and find yourself minutes from everything that makes the area so special...local coffee shops, breweries, restaurants, ice cream shops, unique art galleries and gift shops. Enjoy easy access to the Monon Trail and a full calendar of events, concerts and festivals that bring the community to life. The adjacent lot (6A) is also available for purchase - $750,000, offering a rare opportunity to expand your footprint, build an additional home for rental income or create an incredible outdoor retreat, complete with custom pool and entertaining space. Built in 1900, this home is rich with character and history, offering a unique opportunity for the next owner!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

7/10
Carmel Elementary SchoolGrades K-50.2 mi
8/10
Carmel Middle SchoolGrades 6-81.1 mi
10/10
Carmel High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block
  • Construction materials: Wood Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Features: Other
  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Features: Other
  • Level: Upper
  • Area: 120
  • Dimensions: 12x10

Bedroom4

  • Features: Other
  • Level: Upper
  • Area: 168
  • Dimensions: 12x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 216
  • Dimensions: 12x18

Features

  • Eat-in Kitchen
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,458
  • Total interior livable area: 3,458 sqft

Kitchen

  • Features: Other
  • Level: Main
  • Area: 192
  • Dimensions: 12x16

Living Room

  • Level: Main
  • Area: 308
  • Dimensions: 14x22

Master Bedroom

  • Features: Other
  • Level: Upper
  • Area: 210
  • Dimensions: 15x14

Office

  • Level: Main
  • Area: 54
  • Dimensions: 6x9

Property

Details

  • Parcel number: 291030904009000018
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Storage
  • Fencing: Fenced,Partial

Lot

  • Lot size: 10,715 sqft
  • Features: Corner Lot,Curbs,Sidewalks,Street Lights,Mature Trees

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$297$3,564
Property Taxes $565$6,780
Electricity $316$3,803
Total$4,970$59,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,400/yr
40% on housing$149,100/yr
45% on housing$132,533/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 46032$245
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46032$213
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Listed for sale$750,000
2025-03-12Sold$600,000

For Sale by Agent

AgentCarrie Garvey-Lawson
BrokerageRE/MAX At The Crossing

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