See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

792 Grace Dr, Carmel, IN, 46032

4beds
3baths
2,111sqft
$485,000
$230price/sqft
$3,210/moest. monthly cost
$128,400/yrincome needed

About This Home

Welcome home to this beautiful 4-bedroom, 2.5 bath home located in a fantastic Carmel neighborhood just minutes from shopping, dining, and entertainment at Clay Terrace. Offering both space and style, this home is perfect for those looking for comfort, convenience, and modern updates. Step inside to find a spacious and inviting layout designed for everyday living and entertaining. The updated kitchen features stainless steel appliances, New countertops & backsplash, ample cabinet space, and a large eat-in island that overlooks the dining and living areas, creating the perfect open concept flow for gatherings and family time. Upstairs, you'll find four oversized bedrooms, including a stunning primary suite with vaulted ceilings that create a bright, airy feel. The bathrooms offer plenty of space to spread out, making busy mornings a breeze. One of the standout features of this home is the sunroom, providing the perfect spot to relax with your morning coffee, unwind with a book, or enjoy views of the backyard year-round. The home also includes a 3-car garage, offering plenty of room for vehicles, storage, or hobbies. With generous living spaces, thoughtful updates, and an unbeatable location near everything Carmel has to offer, this home truly has it all.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

7/10
Carmel Elementary SchoolGrades K-51.5 mi
8/10
Carmel Middle SchoolGrades 6-81.2 mi
10/10
Carmel High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Gas Water Heater,Microwave,Electric Oven,Refrigerator,Water Heater,Water Softener Owned
  • Laundry features: In Unit

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedroom4

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Attic Access,Kitchen Island,Entrance Foyer,High Speed Internet,Wired for Data,Smart Thermostat
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,111
  • Total interior livable area: 2,111 sqft

Kitchen

  • Level: Main
  • Area: 216
  • Dimensions: 18x12

Laundry

  • Level: Main
  • Area: 30
  • Dimensions: 6x5

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 20x12

Master Bedroom

  • Level: Upper
  • Area: 300
  • Dimensions: 20x15

Property

Details

  • Parcel number: 290924108009000018
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$192$2,304
Property Taxes $373$4,476
Electricity $193$2,322
Total$3,210$38,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,057/yr
40% on housing$96,300/yr
45% on housing$85,600/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 46032$244
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46032$213
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$500,000
2023-11-02Listing removed--
2023-10-22Listed for rent$3,000
2023-08-05Listing removed--
2023-07-31Listed for rent$3,000

For Sale by Agent

AgentScott Chain
BrokerageRE/MAX Advanced Realty

Similar Homes