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1194 Cavendish Dr, Carmel, IN, 46032

4beds
4baths
1,848sqft
$389,000
$210price/sqft
$2,651/moest. monthly cost
$106,040/yrincome needed

About This Home

Experience elevated, low-maintenance living in this beautifully appointed **end-unit** condominium, thoughtfully designed with both comfort and sophistication in mind. Offering four bedrooms and four full bathrooms, this exceptional residence is filled with abundant natural light thanks to its desirable end-unit location. The open-concept main living area creates an inviting atmosphere, highlighted by a cozy gas log fireplace and seamless flow for both everyday living and entertaining. The well-appointed kitchen features stainless steel appliances, generous workspace, and direct access to a private balcony-perfect for enjoying your morning coffee or unwinding at the end of the day. Upstairs, you'll find three spacious bedrooms, including a luxurious primary suite complete with a walk-in closet and private bath. A fourth bedroom and full bath on the garage level provide the ideal space for guests, a private home office, or multigenerational living. Combining upscale finishes, a functional layout, and the added privacy of an end-unit location, this exceptional condominium offers the perfect blend of luxury, convenience, and effortless living.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
85
BikeVery Bikeable

Schools

8/10
Carmel Elementary SchoolGrades PK-51.5 mi
8/10
Carmel Middle SchoolGrades 6-80.4 mi
10/10
Carmel High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Colonial
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Oven,Refrigerator,Washer,MicroHood,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedroom2

  • Level: Upper
  • Area: 130
  • Dimensions: 13x10

Bedroom3

  • Level: Upper
  • Area: 120
  • Dimensions: 10x12

Bedroom4

  • Features: Other
  • Level: Basement
  • Area: 165
  • Dimensions: 15x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Walk-In Closet(s),Entrance Foyer,In-Law Floorplan,Kitchen Island,Pantry
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 456
  • Common walls with other units/homes: 1 Common Wall,End Unit

Hearth Room

  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Heating & Cooling

  • Heating features: Forced Air,Electric,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,848
  • Total interior livable area: 1,848 sqft

Kitchen

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 12x16

Master Bedroom

  • Level: Upper
  • Area: 238
  • Dimensions: 17x14

Property

Details

  • Parcel number: 290926013002005018
  • Attached to another structure: Yes
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Entry location: Ground Level
  • Exterior features: Balcony

Lot

  • Lot size: 1,742 sqft
  • Features: Corner Lot,Street Lights

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$154$1,848
Property Taxes $347$4,164
Electricity $184$2,212
Total$2,651$31,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,891/yr
40% on housing$79,530/yr
45% on housing$70,693/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 46032$245
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46032$213
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$389,000
2026-07-24Price change$389,000
2021-10-28Pending sale$315,000
2021-10-18Listed for sale$315,000
2021-10-01Pending sale$315,000
2021-09-30Listed for sale$315,000

For Sale by Agent

AgentLandon Buesching
Brokerage1 Percent Lists Indiana Real Estate

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