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2035 Saint Andrews Cir, Carmel, IN, 46032

6beds
9baths
15,419sqft
$4,649,000
$302price/sqft
$30,433/moest. monthly cost
$1,217,320/yrincome needed

About This Home

This is a rare opportunity to secure a legacy property in the exclusive Crooked Stick Golf Club community without the wait. A true must-see. Move into this "better than new," resort-style masterpiece built by New Generation Homes in 2020 and perfectly positioned off the 2nd tee box of Pete Dye's championship course, this 15,000-square-foot custom estate showcases stunning design and premium materials throughout. The living room offers refined elegance with a striking fireplace and soaring ceilings enhanced by beamed and coffered details, while the chef's kitchen serves as a high-end entertaining hub with handcrafted B&L cabinetry, stone countertops, a custom range hood, double ovens, and dual refrigerators and dishwashers. The home features six en-suite bedrooms with Kohler-finished baths and three additional half baths, ensuring total comfort for family and guests alike. Unrivaled amenities include a private cinema, relaxing sauna, two dedicated laundry rooms, and a professional-grade athletic wing featuring a half-court indoor basketball gym, exercise room, and an indoor hockey practice room-which could easily be converted into a premier golf simulator. Modern convenience is at your fingertips with a Savant smart-home system, elevator, and a 4-car epoxy garage. The luxury extends outdoors to an expansive screened-in porch, outdoor kitchen, and a private saltwater gunite pool and hot tub, creating an alfresco oasis ideal for any season. Truly a must-see home.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
9/10
Creekside Middle SchoolGrades 6-81.7 mi
10/10
Carmel High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick,Stone

Other

  • Builder name: New Generation

Type & Style

  • Home type: SingleFamily
  • Architectural style: French Provincial
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Gas Water Heater,Exhaust Fan,Gas Oven,Range Hood,Refrigerator,Ice Maker,Washer,Water Purifier
  • Laundry features: Main Level,Upper Level

Basement

  • Has basement: Yes
  • Basement: Ceiling - 9+ feet,Daylight,Finished,Finished Ceiling,Finished Walls,Full,Storage Space

Bedroom2

  • Level: Upper
  • Area: 432
  • Dimensions: 24x18

Bedroom3

  • Level: Upper
  • Area: 342
  • Dimensions: 18x19

Bedroom4

  • Level: Upper
  • Area: 360
  • Dimensions: 18x20

Bedroom5

  • Level: Upper
  • Area: 400
  • Dimensions: 20x20

Bedroom6

  • Level: Basement
  • Area: 306
  • Dimensions: 17x18

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 9
  • Full bathrooms: 6
  • 1/2 bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 1

Breakfast Room

  • Level: Main
  • Area: 238
  • Dimensions: 17x14

Dining Room

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Exercise Room

  • Features: Other
  • Level: Basement
  • Area: 306
  • Dimensions: 17x18

Features

  • Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes
  • Finished area below ground: 6,380

Great Room

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 15,419
  • Total interior livable area: 15,419 sqft

Kitchen

  • Level: Main
  • Area: 255
  • Dimensions: 15x17

Laundry

  • Features: Tile-Ceramic
  • Level: Upper
  • Area: 126
  • Dimensions: 14x9

Laundry

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Library

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Living Room

  • Level: Main
  • Area: 342
  • Dimensions: 19x18

Living Room

  • Level: Basement
  • Area: 1056
  • Dimensions: 44x24

Master Bedroom

  • Level: Main
  • Area: 323
  • Dimensions: 17x19

Office

  • Level: Basement
  • Area: 180
  • Dimensions: 10x18

Other

  • Level: Basement
  • Area: 588
  • Dimensions: 28x21

Play Room

  • Features: Other
  • Level: Basement
  • Area: 336
  • Dimensions: 28x12

Play Room

  • Features: Other
  • Level: Basement
  • Area: 1333
  • Dimensions: 31x43

Sitting Room

  • Level: Main
  • Area: 504
  • Dimensions: 18x28

Property

Accessibility

  • Accessibility features: Accessible Full Bath

Details

  • Parcel number: 291304000023000018
  • Other equipment: Generator
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Pool features: Heated,Outdoor Pool,Pool Cover,Salt Water
  • Patio & porch: Breeze Way,Covered,Screened
  • Exterior features: Gas Grill,Outdoor Kitchen,Sprinkler System
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Golf Course

Lot

  • Lot size: 1.20 Acres
  • Features: Near Golf Course,Cul-De-Sac,On Golf Course,Mature Trees

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Hail
Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $23,507$282,084
Home Insurance *$1,841$22,092
Property Taxes $3,672$44,064
Electricity $1,413$16,961
Total$30,433$365,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,043,417/yr
40% on housing$912,990/yr
45% on housing$811,546/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 46032$243
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46032$213
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-16Listed for sale$6,000,000
2019-01-24Sold$565,000
2019-01-15Pending sale$614,900
2019-01-15Listed for sale$614,900
2018-12-02Listing removed$614,900
2018-11-15Price change$614,900
2018-09-25Listed for sale$629,900

For Sale by Agent

AgentWilliam Mitchell
BrokerageeXp Realty, LLC

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