13357 Dumbarton St, Carmel, IN, 46032
About This Home
Welcome to this beautifully updated 4-bedroom home in the highly sought-after Village of West Clay! Fresh paint throughout, this exceptional home welcomes you with a grand two-story foyer that opens into a spectacular two-story great room, where soaring ceilings and walls of windows fill the space with natural light. Perfect for both everyday living and entertaining, the great room flows seamlessly to a private deck overlooking one of the neighborhood's rare, expansive wooded backyards, offering exceptional privacy and a peaceful setting. The heart of the home is the stunning eat-in kitchen, featuring updated stainless steel appliances, a massive center island, abundant cabinetry, and a cozy hearth room with a beautiful fireplace-an inviting space for gathering with family and friends. A formal dining room and a private home office complete the thoughtfully designed main level. The luxurious main-floor primary suite is a true retreat, offering two spacious walk-in closets and a spa-inspired ensuite bath with a relaxing soaking tub, separate walk-in shower, and dual vanities. Upstairs, you'll find three generously sized bedrooms, each with walk-in closets, along with two full bathrooms, providing ample space and comfort for family and guests. The expansive basement offers endless possibilities to create the space you've always wanted-whether it's a home theater, fitness studio, game room, or additional living area. A spacious three-car garage provides abundant storage and convenience. Located in one of Carmel's most desirable communities, residents of West Clay enjoy exceptional amenities, including multiple pools, fitness centers, tennis and basketball courts, parks, walking trails, playgrounds, restaurants, shops, and year-round community events. Combining timeless elegance, modern updates, exceptional privacy, and an unbeatable location, this remarkable home offers the very best of Village of West Clay living.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Concrete Perimeter
- Construction materials: Brick,Cement Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Dishwasher,Dryer,Disposal,Refrigerator,Washer,Double Oven,MicroHood,Gas Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Ceiling - 9+ feet,Roughed In,Unfinished,Egress Window(s)
Bedroom2
- Level: Upper
- Area: 169
- Dimensions: 13x13
Bedroom3
- Level: Upper
- Area: 221
- Dimensions: 17x13
Bedroom4
- Level: Upper
- Area: 234
- Dimensions: 18x13
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Breakfast Room
- Level: Main
- Area: 120
- Dimensions: 10x12
Dining Room
- Level: Main
- Area: 247
- Dimensions: 19x13
Features
- Attic Access,Built-in Features,Cathedral Ceiling(s),Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer,High Speed Internet,Pantry,Smart Thermostat
- Window features: WoodWorkStain/Painted
- Number of fireplaces: 1
- Fireplace features: Double Sided,Gas Log,Great Room,Hearth Room
- Fireplace: Yes
- Attic: Access Only
- Finished area below ground: 0
Great Room
- Level: Main
- Area: 525
- Dimensions: 25x21
Hearth Room
- Level: Main
- Area: 132
- Dimensions: 11x12
Heating & Cooling
- Heating features: High Efficiency (90%+ AFUE ),Natural Gas
- Cooling features: Central Air,High Efficiency (SEER 16 +)
Interior Area
- Total structure area: 6,049
- Total interior livable area: 6,049 sqft
Kitchen
- Level: Main
- Area: 252
- Dimensions: 21x12
Laundry
- Features: Tile-Ceramic
- Level: Main
- Area: 77
- Dimensions: 11x7
Library
- Level: Main
- Area: 204
- Dimensions: 17x12
Master Bedroom
- Level: Main
- Area: 280
- Dimensions: 20x14
Property
Details
- Parcel number: 290928038013000018
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Covered
- Exterior features: Sprinkler System
Lot
- Lot size: 0.51 Acres
- Features: Close to Clubhouse,Sidewalks,Street Lights,Mature Trees
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,331 | $87,972 |
| Home Insurance * | $574 | $6,888 |
| Property Taxes | $1,222 | $14,664 |
| Electricity | $554 | $6,654 |
| Total | $9,681 | $116,172 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $1,400,000 |
| 2026-07-24 | Listed for sale | $1,450,000 |
| 2026-07-14 | Listing removed | -- |
| 2026-07-10 | Price change | $1,450,000 |
| 2026-07-07 | Listed for sale | $1,350,000 |
| 2022-04-28 | Sold | $850,000 |
| 2022-03-01 | Pending sale | $850,000 |
| 2022-02-24 | Listed for sale | $850,000 |
| 2022-02-24 | Pending sale | $850,000 |
| 2022-02-10 | Listed for sale | $850,000 |
| 2013-10-02 | Listing removed | $524,900 |
| 2013-07-27 | Price change | $524,900 |
| 2013-06-29 | Price change | $544,999 |
| 2013-05-25 | Listed for sale | $558,900 |
| 2012-05-15 | Sold | $508,900 |
| 2012-02-18 | Listed for sale | $529,900 |
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