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2430 Crossfields Ct, Carmel, IN, 46032

6beds
6baths
6,461sqft
$1,245,000
$193price/sqft
$8,336/moest. monthly cost
$333,440/yrincome needed

About This Home

A Rare Carmel Estate Designed for How Families Live Today - and Tomorrow!! Offered for the first time by its original owners and builders, this custom west Carmel estate presents a rare opportunity to own a thoughtfully designed, all brick home on 2.8 private acres at the end of a quiet cul-de-sac. Nestled between Coxhall Gardens and West Park, in the highly coveted Carmel Clay School District and close to University High School, this distinctive property seamlessly blends refined luxury living with multi-generational flexibility. The main residence includes 5 bedrooms, 4.5 baths, a sought-after main-level primary suite, and hardwood floors throughout much of the main level. A 2020 renovation updated the kitchen, primary bath, and powder room with timeless finishes and modern style. The finished basement with wet bar and theater room adds space for entertaining and recreation, while the extended 3-car garage provides ample room for vehicles, storage, and hobbies. A standout feature is the fully independent guest residence offering comfort, privacy, and flexibility for today and the future. "The House within the House" featuring a private entrance, 1 bedroom, 1 full bath with an accessible walk-in shower, and its own 2-car garage. Ideal for multi-generational living, aging parents, long term guests, live-in caregiver, or home office. Enjoy the tranquility of nearly three acres just minutes from Carmel's top parks, shopping, dining, and entertainment. This exceptional property is a unique offering in today's market.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

9/10
West Clay ElementaryGrades PK-50.9 mi
10/10
Creekside Middle SchoolGrades 6-81.2 mi
10/10
Carmel High SchoolGrades 9-124.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1998

Materials

  • Foundation: Concrete Perimeter,Partial
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Disposal,Induction Cooktop,Exhaust Fan,Microwave,Convection Oven,Electric Oven,Range Hood,Refrigerator,Washer,Water Softener Owned,Wine Cooler
  • Laundry features: Induction Cooktop,Main Level,Other

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Partial

Bedroom2

  • Level: Upper
  • Area: 204
  • Dimensions: 17x12

Bedroom3

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedroom4

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom5

  • Features: Other
  • Level: Basement
  • Area: 182
  • Dimensions: 14x13

Bedroom6

  • Level: Main
  • Area: 273
  • Dimensions: 21x13

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Family Room

  • Level: Main
  • Area: 270
  • Dimensions: 18x15

Features

  • Attic Access,Built-in Features,Tray Ceiling(s),Hardwood Floors,In-Law Floorplan,Eat-in Kitchen,Wired for Data,Pantry,Smart Thermostat,Wired for Sound,Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 1,145

Heating & Cooling

  • Heating features: Zoned,Forced Air,Natural Gas,Heat Pump,High Efficiency (90%+ AFUE )
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 6,461
  • Total interior livable area: 6,461 sqft

Kitchen

  • Level: Main
  • Area: 264
  • Dimensions: 22x12

Laundry

  • Level: Main
  • Area: 72
  • Dimensions: 12x6

Living Room

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Master Bedroom

  • Level: Main
  • Area: 266
  • Dimensions: 19x14

Property

Details

  • Parcel number: 290932001028000018
  • Special condition: Broker Owned
  • Other equipment: Generator
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck
  • Exterior features: Fire Pit,Sprinkler System

Lot

  • Lot size: 2.84 Acres
  • Features: Cul-De-Sac,Sidewalks,Mature Trees

Parking

  • Total spaces: 4
  • Parking features: Attached,Concrete,Garage Door Opener,Garage Faces Side,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,295$75,540
Home Insurance *$493$5,916
Property Taxes $956$11,472
Electricity $592$7,107
Total$8,336$100,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$285,805/yr
40% on housing$250,080/yr
45% on housing$222,293/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 46032$245
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46032$213
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$1,245,000
2026-06-15Listed for sale$1,295,000

For Sale by Agent

AgentNole Schaefer
BrokerageReality Realty, LLC

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