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12225 Outside Trail Ct, Noblesville, IN, 46060

3beds
2baths
1,222sqft
$280,000
$229price/sqft
$1,978/moest. monthly cost
$79,120/yrincome needed

About This Home

Welcome to 12225 Outside Trail Ct! This 3-bedroom, 2-bath ranch offers comfortable one-level living in the desirable Deer Path neighborhood of Noblesville. Step inside to a bright and inviting great room featuring vaulted ceilings and new flooring, creating a warm and open space for everyday living. The functional floor plan flows into the eat-in kitchen, complete with a pantry and plenty of cabinet space. The private primary suite includes a walk-in closet and en-suite bath, while two additional bedrooms provide flexibility for family, guests, or a home office. New carpet in the bedrooms. Outside, you'll love the fully fenced backyard, offering the perfect place for pets, entertaining, or relaxing after a long day. Conveniently located near parks, shopping, dining, and top-rated Hamilton Southeastern Schools, this move-in ready home is one you won't want to miss.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
Deer Creek ElementaryGrades PK-40.5 mi
7/10
10/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Construction materials: Vinyl With Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,Microwave,Electric Oven,Refrigerator
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Entrance Foyer,High Speed Internet,Eat-in Kitchen,Walk-In Closet(s)

Great Room

  • Level: Main
  • Area: 272
  • Dimensions: 17x16

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,222
  • Total interior livable area: 1,222 sqft

Kitchen

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Laundry

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 30
  • Dimensions: 5x6

Master Bedroom

  • Level: Main
  • Area: 198
  • Dimensions: 18x11

Property

Details

  • Parcel number: 291115010048000022
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Covered
  • Fencing: Fenced,Fence Complete

Lot

  • Lot size: 6,098 sqft
  • Features: Cul-De-Sac,Sidewalks,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$130$1,560
Property Taxes $249$2,988
Electricity $184$2,212
Total$1,978$23,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,817/yr
40% on housing$59,340/yr
45% on housing$52,746/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 46060$173
Hamilton County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 46060$157
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$275,000
2026-08-06Price change$277,000
2026-07-16Listed for sale$280,000
2015-07-07Sold$134,900
2015-06-03Pending sale$134,900
2015-05-21Listed for sale$134,900
2010-08-31Sold$119,000
2010-06-25Listed for sale$124,900

For Sale by Agent

AgentOlga Bliuc-Haggard
BrokerageNew Quantum Realty Group

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