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1697 Cherry St, Noblesville, IN, 46060

2beds
1baths
1,182sqft
$214,900
$182price/sqft
$1,504/moest. monthly cost
$60,160/yrincome needed

About This Home

LOCATION, LOCATION, LOCATION! Welcome to this charming 2-bedroom 1 bath home located at 1697 Cherry street just moments from the heart of downtown Noblesville. Situated near local shops, dining, parks, and quick access to major roads, this property offers convenience in every direction. Whether you're looking for your first home to put some sweat equity into or a great fix and flip opportunity, this property provides your own gateway to create your dream space. Featuring a practical layout with some of the original woodwork still in place. The large living room has plenty of room for family and friends to gather. Kitchen has been updated with newer flooring and newer cabinets. Both Bedrooms are spacious and feature ample closet space. Home sits on a large double lot. That's hard to find! You could add on or build a nice sized garage to complete your residence. Roof is only 2 years old, and the water heater is less than a year old. Washer and Dryer can stay with the home. With its convenient setting and strong possibilities, Cherry Street is ready for the next chapter. Come take a look today! Please No FHA or VA Financing. Home won't qualify

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

8/10
North Elementary SchoolGrades PK-50.6 mi
8/10
10/10
Noblesville High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawl Space
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Electric Oven,Refrigerator,Washer
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 108
  • Dimensions: 12X9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Entrance Foyer,Ceiling Fan(s),Eat-in Kitchen

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,182
  • Total interior livable area: 1,182 sqft

Kitchen

  • Level: Main
  • Area: 238
  • Dimensions: 17X14

Laundry

  • Level: Main
  • Area: 60
  • Dimensions: 10X6

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 20x12

Master Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Property

Details

  • Parcel number: 291106201010000013
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 7,840 sqft
  • Features: Corner Lot,Curbs,Sidewalks,Mature Trees

Parking

  • Parking features: Alley Access,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$99$1,188
Property Taxes $135$1,620
Electricity $184$2,212
Total$1,504$18,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,565/yr
40% on housing$45,120/yr
45% on housing$40,106/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 46060$173
Hamilton County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 46060$157
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$199,900
2026-07-15Listed for sale$214,900

For Sale by Agent

AgentSarah Floyd
BrokerageeXp Realty LLC

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