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10804 Thistle Rdg, Fishers, IN, 46038

4beds
3baths
2,470sqft
$450,000
$182price/sqft
$3,107/moest. monthly cost
$124,280/yrincome needed

About This Home

Minutes away from downtown Fishers! This is well maintained, inviting4 bedroom home is situated on a comer with a fully fenced in backyard with a fire pit ,mature trees and low maintenance landscaping . Open concept main floor is perfect for entertainment . Formal living room and dining room off the 2 story foyer. Spacious Kitchen with plenty of cabinet space flows into the family room with a burning wood fire place. Large Laundry room off the 2 car garage. All 4 Bedrooms are situated upstairs including the owner's suite with vaulted ceilings, double sinks, and walk in closet. Windows in every rooms bring a plenty of natural light.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

8/10
Fishers Elementary SchoolGrades PK-40.8 mi
8/10
Riverside Jr HighGrades 7-82.0 mi
10/10
Fishers High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Disposal,Gas Water Heater,Microwave,Refrigerator,Washer

Bedroom2

  • Level: Upper
  • Area: 154
  • Dimensions: 14x11

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedroom4

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Family Room

  • Level: Main
  • Area: 266
  • Dimensions: 19x14

Features

  • Double Vanity
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,470
  • Total interior livable area: 2,470 sqft

Kitchen

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Laundry

  • Level: Main
  • Area: 70
  • Dimensions: 10x7

Living Room

  • Level: Main
  • Area: 270
  • Dimensions: 18x15

Master Bedroom

  • Level: Upper
  • Area: 272
  • Dimensions: 17x16

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 291401303016000006
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Fire Pit
  • Fencing: Fenced,Full

Lot

  • Lot size: 0.35 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$217$2,604
Property Taxes $389$4,668
Electricity $226$2,717
Total$3,107$37,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,525/yr
40% on housing$93,210/yr
45% on housing$82,853/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 46038$164
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46038$171
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$450,000
2020-11-20Sold$289,000
2020-11-03Listing removed$2,100
2020-11-01Listed for rent$2,100
2020-10-16Pending sale$289,000
2020-10-14Listed for sale$289,000
2020-09-03Listing removed$2,100
2020-09-01Listed for rent$2,100
2018-05-11Sold$250,500
2018-04-04Pending sale$254,900
2018-04-02Listed for sale$254,900

For Sale by Agent

AgentJackie Cassedy
BrokerageInternational Realty, LLC

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