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20419 Woodmar St, Lowell, IN, 46356

2beds
1baths
975sqft
$230,000
$236price/sqft
$1,544/moest. monthly cost
$61,760/yrincome needed

About This Home

Welcome home to this charming ranch nestled on nearly an acre of land in sought-after Lowell, Indiana! This 2-bedroom, 1-bath home offers a comfortable and efficient layout that is perfect for first-time buyers, downsizers, or savvy investors. Step into an updated kitchen ready for your culinary creations, and enjoy the natural light pouring through brand new windows throughout the home. The massive 31 x 24 garage gives you serious room for vehicles, tools, a workshop, or all of the above. The expansive lot provides privacy and plenty of outdoor space to make your own. Commuters will love the location near the Illinois border and highways. Tradespeople will love the location -- just under 15 minutes to the future John Deere distribution facility. Don't miss this one!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
8/10
Lowell Middle SchoolGrades 7-82.6 mi
9/10
Lowell Senior High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1954

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 98.31
  • Dimensions: 11.3 x 8.7

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Granite Counters
  • Finished area above ground: 975

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 975
  • Total interior livable area: 975 sqft

Kitchen

  • Level: Main
  • Area: 81.48
  • Dimensions: 9.7 x 8.4

Laundry

  • Level: Main
  • Area: 52.2
  • Dimensions: 8.7 x 6.0

Living Room

  • Level: Main
  • Area: 237.51
  • Dimensions: 20.3 x 11.7

Primary Bedroom

  • Level: Main
  • Area: 117.45
  • Dimensions: 13.5 x 8.7

Property

Details

  • Parcel number: 452305476005000037
  • Special condition: None

Features

  • Levels: One
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Rural

Lot

  • Lot size: 0.99 Acres
  • Features: Back Yard,Rectangular Lot,Private

Parking

  • Total spaces: 23124
  • Parking features: Garage Door Opener,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 23124
  • Covered spaces: 23124

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$106$1,272
Property Taxes $91$1,092
Electricity $184$2,212
Total$1,544$18,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,937/yr
40% on housing$46,320/yr
45% on housing$41,173/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 46356$165
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46356$181
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$230,000
2026-07-04Listing removed$240,000
2026-06-25Listed for sale$240,000
2025-07-07Sold$125,000
2025-06-17Pending sale$150,000
2025-05-22Listed for sale$150,000
2025-04-11Pending sale$150,000
2025-04-11Contingent$150,000
2025-04-03Listed for sale$150,000

For Sale by Agent

AgentLisa Gaff
BrokerageWhite Hat Realty Group, LLC

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