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4519 Hayes St, Gary, IN, 46408

4beds
1baths
0sqft
$9,500
--price/sqft
$256/moest. monthly cost
$10,240/yrincome needed

About This Home

Attention investors and rehabbers! This property is ready for a complete transformation and offers endless possibilities. Conveniently situated near shopping, parks, schools, and quick access to I-80/94, the location provides excellent value for a renovation project. Bring your ideas and restore this home to its full potential. Sold AS IS.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
Lake Ridge Middle SchoolGrades 5-81.4 mi
3/10
Calumet High SchoolGrades 9-122.8 mi
2/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1947

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None
  • Finished area above ground: 0

Heating

  • Heating features: None

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 450832229003000001
  • Special condition: None

Features

  • Levels: One
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 4,399 sqft
  • Features: Back Yard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $48$576
Home Insurance *$10$120
Property Taxes $14$168
Electricity $184$2,212
Total$256$3,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$8,777/yr
40% on housing$7,680/yr
45% on housing$6,826/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 46408$54
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46408$94
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$9,500
2026-08-02Listed for sale$9,500
2026-01-08Sold$1,900
2008-08-28Sold$3,000
2008-07-13Listed for sale$4,900
2008-02-26Sold$20,079

For Sale by Agent

AgentYenni Guido-Soto
BrokerageHomes on Demand Realty

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