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641 205th Pl, Dyer, IN, 46311

4beds
2baths
1,718sqft
$340,000
$198price/sqft
$2,323/moest. monthly cost
$92,920/yrincome needed

About This Home

This well maintained home has much to offer. Interior features include a spacious living room with a cheerful, southern exposure, adjacent dining area with wood floor, kitchen with ceramic tile has a breakfast bar with seating and immediate access to the large, rear deck. The main level has three bedrooms and a full bath which has an additional door with direct access to the primary bedroom. The lower level features a large sitting room, the fourth bedroom with full ensuite bathroom, access the the heated garage with service door to backyard/patio area, and a separate laundry/utility room, Both the large living room and dining room windows have recently been replaced and the NEWER ROOF is approximately 3 years old. A fully fenced in backyard, rear patio, large deck, and storage shed are also featured. The exterior is dressed with a neutral vinyl siding and brick front. Need more? The location provides quick access to the Rt 41 business/shopping corridor as well as to Calumet Avenue and the expressways. Additionally, the nearby South Shore Railroad's West Lake Corridor Project is nearing completion! A home warranty will be provided at closing, courtesy of the Seller.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
6/10
Kahler Middle SchoolGrades 5-82.1 mi
9/10
Lake Central High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1975

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Sink,Lower Level

Bedroom2

  • Level: Main
  • Area: 143
  • Dimensions: 13.0 x 11.0

Bedroom3

  • Level: Main
  • Area: 110
  • Dimensions: 11.0 x 10.0

Bedroom4

  • Level: Lower
  • Area: 132
  • Dimensions: 12.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12.0 x 10.0

Family Room

  • Level: Lower
  • Area: 121
  • Dimensions: 11.0 x 11.0

Features

  • Ceiling Fan(s),Kitchen Island,Eat-in Kitchen
  • Window features: Blinds,Insulated Windows
  • Finished area above ground: 1,218

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,718
  • Total interior livable area: 1,718 sqft

Kitchen

  • Level: Main
  • Area: 121
  • Dimensions: 11.0 x 11.0

Laundry

  • Level: Lower
  • Area: 64
  • Dimensions: 8.0 x 8.0

Living Room

  • Level: Main
  • Area: 256
  • Dimensions: 16.0 x 16.0

Primary Bedroom

  • Level: Main
  • Area: 154
  • Dimensions: 14.0 x 11.0

Property

Details

  • Parcel number: 451001226016000034
  • Special condition: None

Features

  • Levels: Bi-Level
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Exterior features: Lighting,Storage,Rain Gutters
  • Fencing: Chain Link,Fenced
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 9,583 sqft
  • Features: Back Yard,Near Public Transit,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Heated Garage,Garage Faces Front,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$145$1,740
Property Taxes $275$3,300
Electricity $184$2,212
Total$2,323$27,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,645/yr
40% on housing$69,690/yr
45% on housing$61,946/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 46311$186
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46311$158
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$340,000
2026-08-03Price change$340,000
2026-07-19Listed for sale$347,500

For Sale by Agent

AgentLynn Palmer
BrokerageMcColly Real Estate

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