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134 Halstead St, Lowell, IN, 46356

2beds
1baths
968sqft
$237,750
$246price/sqft
$1,858/moest. monthly cost
$74,320/yrincome needed

About This Home

Charming Totally Remodeled Ranch with Prime Walkable Location in Lowell! Welcome home to this completely renovated 2-bed property where every single detail has been updated. Finding a turnkey home under 250k is a hard-to-find asset in Lowell, making this just-shy-of 1,000 sq ft gem a rare opportunity. Buy with confidence: a pre-listing inspection is complete with all loose ends tidied up, plus a complimentary 1-year America's Preferred Home Warranty is included. Highly efficient brick framing and structural updates keep utility bills low. Tucked away on a quiet, private one-way road, you will enjoy peace with no neighbors across the street. The property boasts a big open front yard (no rear), and no HOA. Parking is a breeze with a long driveway and off-street parking, complete with a storage shed for outdoor toys. Located in the highly sought-after Lowell School District. Step inside a bright, open-concept layout beautifully tied together by brand-new vinyl plank flooring throughout. The brand-new kitchen features custom cabinets, trim work, and premium stainless appliances. The upgraded 3/4 bath serves as a private oasis with a gorgeous custom-tiled shower and high vanity. Every major system is completely refreshed. The home boasts a brand-new furnace, newer water heater, and updated vinyl-clad windows. The interior features all-new plumbing, entirely updated electrical, attic insulation and brand-new fixtures--literally everything inside has been touched. Best of all, you are steps from town. Enjoy a walkable lifestyle with immediate access to Mill Street festivals and Commercial Ave eateries, coffee shops, and boutiques. Plus, the brand-new park is just a block away, putting premium community outdoor space at your doorstep. This move-in-ready gem offers perfect small-town charm and worry-free piece of mind for starting out or settling down & minimal lawn maintenance! Taxes are WO exemptions {BONUS: FULL pre-list home inspection finished July and fresh new drive )

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10
8/10
Lowell Middle SchoolGrades 7-81.6 mi
9/10
Lowell Senior High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1952

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Stainless Steel Appliance(s),Refrigerator,Range,Microwave
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Main Level

Bedroom2

  • Level: Main
  • Area: 81
  • Dimensions: 9.0 x 9.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 110.25
  • Dimensions: 10.5 x 10.5

Features

  • Ceiling Fan(s),Country Kitchen
  • Window features: Insulated Windows
  • Finished area above ground: 968

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 968
  • Total interior livable area: 968 sqft

Kitchen

  • Level: Main
  • Area: 141.75
  • Dimensions: 13.5 x 10.5

Living Room

  • Level: Main
  • Area: 204
  • Dimensions: 17.0 x 12.0

Primary Bedroom

  • Level: Main
  • Area: 110
  • Dimensions: 11.0 x 10.0

Property

Details

  • Parcel number: 451923380006000008
  • Special condition: Agent Owned

Features

  • Levels: One
  • Exterior features: Private Yard,Storage
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 4,791 sqft
  • Features: Front Yard,Paved,Landscaped

Parking

  • Parking features: Driveway,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,202$14,424
Home Insurance *$109$1,308
Property Taxes $363$4,356
Electricity $184$2,212
Total$1,858$22,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,702/yr
40% on housing$55,740/yr
45% on housing$49,546/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 46356$165
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46356$181
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$234,250
2026-08-10Price change$235,000
2026-08-03Price change$237,750
2026-07-27Price change$238,875
2026-07-20Price change$239,990
2026-07-18Price change$243,725
2026-07-13Price change$243,750
2026-07-10Listed for sale$243,775
2016-06-04Sold$89,500
2016-03-30Listed for sale$89,500
2015-03-26Listing removed$950
2015-03-24Sold$900
2015-03-10Price change$950
2015-02-16Listed for rent$1,000
2015-01-13Listed for sale$89,900
2014-04-13Listing removed$850
2014-04-12Sold$88,720
2014-01-31Listed for rent$850
2009-01-07Sold$50,000
2008-09-27Listed for sale$55,000
2008-06-26Sold$85,566
2005-04-20Sold$74,000

For Sale by Agent

AgentJohn Schupp
BrokerageSCHUPP Real Estate

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