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1201 Lincoln St, Lowell, IN, 46356

5beds
3baths
2,641sqft
$347,000
$131price/sqft
$2,689/moest. monthly cost
$107,560/yrincome needed

About This Home

Enjoy the inviting wraparound porch of this beautifully preserved historic home, perfectly situated on a one-acre lot just minutes from downtown Lowell. Offering over 2,400 finished square feet, this impressive property features five bedrooms and three bathrooms while showcasing timeless character throughout. Original doors, trim, hardware, fixtures, built-ins, and hardwood floors highlight the craftsmanship of the era, along with unique brick sourced from a historic church. The main level features a spacious living room, formal dining room, kitchen with updated cabinetry, two bedrooms, and a relaxing sunroom. Upstairs, you'll find three additional bedrooms and a second bathroom. The finished basement expands the living space with a recreation room, convenient kitchenette, and third bathroom--ideal for entertaining or guests. Outside, the property continues to impress with a 2.5-car garage with loft area, circular driveway, mature landscaping, and an additional storage shed. A rare opportunity to own a piece of history while enjoying modern comforts in a beautiful setting. **PLEASE NOTE, there are no exemptions filed on this property, taxes will be greatly reduced once exemptions are filed - talk to your agent for more details**

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
7/10
Lowell Middle SchoolGrades 6-81.7 mi
9/10
Lowell Senior High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1889

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Gas Water Heater
  • Laundry features: Lower Level,Sink

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Walk-Out Access,Storage Space,Partially Finished

Bedroom2

  • Area: 96.46
  • Dimensions: 10.6 x 9.1

Bedroom3

  • Area: 172.84
  • Dimensions: 11.6 x 14.9

Bedroom4

  • Area: 105.04
  • Dimensions: 10.4 x 10.1

Bedroom5

  • Area: 89.79
  • Dimensions: 12.3 x 7.3

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • 3/4 bathrooms: 3

Dining Room

  • Area: 195.19
  • Dimensions: 14.9 x 13.1

Features

  • Ceiling Fan(s),Walk-In Closet(s),High Ceilings
  • Window features: Blinds,Insulated Windows
  • Finished area above ground: 2,242

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,641
  • Total interior livable area: 2,641 sqft

Kitchen

  • Area: 135.78
  • Dimensions: 14.6 x 9.3

Living Room

  • Area: 340.69
  • Dimensions: 21.7 x 15.7

Other

  • Area: 399.33
  • Dimensions: 26.1 x 15.3

Primary Bedroom

  • Area: 176.8
  • Dimensions: 13.6 x 13.0

Sunroom

  • Area: 283.59
  • Dimensions: 13.7 x 20.7

Property

Details

  • Parcel number: 451924352004000008
  • Zoning description: residential
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 1 Acres
  • Features: Back Yard,Rectangular Lot,Landscaped,Front Yard,Few Trees,Corner Lot

Parking

  • Total spaces: 2.5
  • Parking features: Detached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,754$21,048
Home Insurance *$160$1,920
Property Taxes $533$6,396
Electricity $242$2,905
Total$2,689$32,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,194/yr
40% on housing$80,670/yr
45% on housing$71,706/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 46356$165
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46356$181
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$350,000
2026-03-06Listed for sale$359,900

For Sale by Agent

AgentMichele Civanich
BrokerageBHHS Indiana Realty

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