8262 Heron Lake Rd, Saint John, IN, 46373
About This Home
Spacious custom-built home offering nearly 4,000 sq ft of living space with only one owner! This stunning 5 bedroom, 4 bath home sits on over 1/2 acre with peaceful Private Lake views right from your backyard. Enjoy outdoor living at its finest with 2 beautiful composite decks, a beautifully landscaped yard, and a charming gazebo perfect for relaxing or entertaining. The lower level is set up perfectly for a potential mother-in-law suite offering flexibility and additional living space. Inside, you'll find a gas and electric fireplace, generous room sizes, and a large crawl space providing tons of storage. Pride of ownership shines throughout this meticulously maintained home. Major updates include a new roof in 2025. Spring fed stocked Private Lake that goes down to 29ft deep by the island. It is used for fishing small non motor boats, paddle boats and ice skating. This is truly a must-see property!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2002
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Refrigerator,Range,Microwave,Gas Water Heater,Gas Cooktop,Dishwasher,Disposal
- Laundry features: Lower Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Finished,Sump Pump
Bedroom2
- Level: Upper
- Area: 240
- Dimensions: 16.0 x 15.0
Bedroom3
- Level: Upper
- Area: 192
- Dimensions: 12.0 x 16.0
Bedroom4
- Level: Upper
- Area: 144
- Dimensions: 12.0 x 12.0
Bedroom5
- Level: Lower
- Area: 176
- Dimensions: 11.0 x 16.0
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Family Room
- Level: Lower
- Area: 300
- Dimensions: 25.0 x 12.0
Features
- Ceiling Fan(s),Country Kitchen,Soaking Tub,Pantry,In-Law Floorplan,Granite Counters,Entrance Foyer,Double Vanity
- Number of fireplaces: 1
- Fireplace features: Electric,Living Room,Gas
- Fireplace: Yes
- Finished area above ground: 2,469
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 3,994
- Total interior livable area: 3,994 sqft
Kitchen
- Level: Main
- Area: 276
- Dimensions: 12.0 x 23.0
Living Room
- Level: Main
- Area: 192
- Dimensions: 16.0 x 12.0
Other
- Level: Lower
- Area: 60
- Dimensions: 5.0 x 12.0
Primary Bedroom
- Level: Upper
- Area: 156
- Dimensions: 12.0 x 13.0
Utility Room
- Level: Lower
- Area: 81
- Dimensions: 9.0 x 9.0
Property
Details
- Parcel number: 451120405008000035
- Special condition: Standard
Features
- Levels: Quad-Level
- Patio & porch: Covered,Rear Porch,Patio,Deck
- Exterior features: Storage
- Has view: Yes
- View description: Lake,Trees/Woods,Neighborhood
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 0.61 Acres
- Features: Back Yard,Wooded,Private,Landscaped
Parking
- Total spaces: 2.5
- Parking features: Attached,Garage Faces Rear,Driveway,Concrete,Additional Parking,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2.5
- Covered spaces: 2.5
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,594 | $31,128 |
| Home Insurance * | $152 | $1,824 |
| Property Taxes | $334 | $4,008 |
| Electricity | $366 | $4,393 |
| Total | $3,446 | $41,352 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Price change | $513,000 |
| 2026-07-28 | Price change | $518,000 |
| 2026-06-15 | Price change | $520,000 |
| 2026-05-14 | Listed for sale | $525,000 |
| 2026-02-23 | Listing removed | $525,000 |
| 2025-10-24 | Price change | $525,000 |
| 2025-10-02 | Listed for sale | $575,000 |
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