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9261 Ruth Ct, Saint John, IN, 46373

4beds
3baths
4,796sqft
$749,900
$156price/sqft
$5,038/moest. monthly cost
$201,520/yrincome needed

About This Home

All Brick Ranch sitting atop of a hill on very private 1.01 Acre Lot. High-end finishings thru-out, incl custom drs,oversize bsboards, & trim, hdwd flooring, high ceilings, oversize custom windows. Kitchen all new in 2020 /quartz tops, tile backsplash, high-end ss appls, lg center island, huge pantry. Cozy hearth rm off kit has great views & opens to large deck. Great rm w/built-in shelving, lg brick fireplace, opens to deck. formal dining w/built-in hutch. Huge pantry. Cozy hearth rm off kit has great views & opens to large deck. Great rm w/built-in shelving, lg brick fireplace, opens to deck. Formal dining w/built-in hutch. Huge master suite offers built-in furniture, full bath w/whirlpl tub, walk-in shower, double vanities, walk-in closet. Laundry, half bath, mud area w/lockers garage access by side door. Fully finished walk-out basement has gaming area, theater area, 4th bdrm, full bath, 7 wet bar area and doors to paver patio w/gondola, firepit all great for entertaining. Grounds are very well groomed include 2nd firepit area and New Trex decking in 2021. Too many details & amenities to list .

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Kolling Elementary SchoolGrades PK-41.4 mi
7/10
9/10
Lake Central High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1998

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Water Softener Owned,Washer,Refrigerator,Microwave,Electric Range,Dishwasher
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Level: Main
  • Area: 154
  • Dimensions: 14.0 x 11.0

Bedroom3

  • Level: Main
  • Area: 156
  • Dimensions: 13.0 x 12.0

Bedroom4

  • Level: Basement
  • Area: 221
  • Dimensions: 17.0 x 13.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Basement
  • Area: 480
  • Dimensions: 24.0 x 20.0

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 13.0 x 12.0

Features

  • Cathedral Ceiling(s),Country Kitchen,Wet Bar,Vaulted Ceiling(s),Recessed Lighting,Kitchen Island,High Ceilings,Entrance Foyer,Ceiling Fan(s)
  • Window features: Aluminum Frames
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,414

Game Room

  • Level: Basement
  • Area: 575
  • Dimensions: 25.0 x 23.0

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 4,796
  • Total interior livable area: 4,796 sqft

Kitchen

  • Level: Main
  • Area: 252
  • Dimensions: 18.0 x 14.0

Laundry

  • Level: Main
  • Area: 49
  • Dimensions: 7.0 x 7.0

Living Room

  • Level: Main
  • Area: 255
  • Dimensions: 17.0 x 15.0

Other

  • Level: Main
  • Area: 272
  • Dimensions: 17.0 x 16.0

Other

  • Level: Basement
  • Area: 288
  • Dimensions: 18.0 x 16.0

Primary Bedroom

  • Level: Main
  • Area: 224
  • Dimensions: 16.0 x 14.0

Property

Details

  • Parcel number: 451130479002000035
  • Special condition: None

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Porch,Patio
  • Exterior features: Fire Pit
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 1.13 Acres
  • Features: Cul-De-Sac,Sprinklers In Rear,Sprinklers In Front,Landscaped

Parking

  • Total spaces: 2.5
  • Parking features: Attached,Garage Faces Side,Driveway,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$222$2,664
Property Taxes $586$7,032
Electricity $439$5,275
Total$5,038$60,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,731/yr
40% on housing$151,140/yr
45% on housing$134,346/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 46373$217
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46373$193
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$749,900
2026-07-04Price change$774,900
2026-05-19Listed for sale$799,900
2020-10-28Sold$549,900
2020-08-27Pending sale$549,900
2020-08-12Listed for sale$549,900
2012-04-27Sold$494,000
2011-07-08Listed for sale$529,900

For Sale by Agent

AgentDebbie Oborn
BrokerageAmerican Dream Realty

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