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10902 82nd Ct, Saint John, IN, 46373

3beds
2baths
1,906sqft
$409,900
$215price/sqft
$2,669/moest. monthly cost
$106,760/yrincome needed

About This Home

Welcome home to effortless, maintenance-free living in Golden Pond, where comfort, convenience, and community come together. Nestled in one of the area's most desirable communities, this well-maintained paired home is situated on an extra-large lot with beautiful green space views, including additional unbuildable green space adjacent to and behind the property, creating a rare sense of privacy and open surroundings. Residents also enjoy peaceful community amenities, including a private pond, gazebo, and scenic walking path. Step inside to a welcoming foyer, a bright front bedroom, and French doors leading to a private office or den--perfect for working from home, hobbies, or additional living space. The formal dining room opens to a spacious great room with a cozy fireplace, creating an inviting space for everyday living and entertaining. The eat-in kitchen showcases custom cabinetry, stone countertops, and newer stainless steel appliances, offering abundant workspace and flowing seamlessly into the spacious three-season room overlooking the private backyard and patio. The thoughtfully designed split-bedroom floor plan provides added privacy, with a generous primary suite featuring double closets and an ensuite bath with dual vanities, a walk-in shower, and a soaking tub. Additional highlights include an oversized 2.5-car attached garage with an electric vehicle charging station. Enjoy the ease of maintenance-free living with convenient access to restaurants, shopping, medical facilities, and entertainment destinations. **Offering comfort, convenience, and an exceptional location, this home is ready to welcome its next owner.**

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10
9/10
Lake Central High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2001

Type & Style

  • Home type: SingleFamily
  • Property subType: Half Duplex

Interior

Appliances

  • Appliances included: Built-In Gas Range,Water Softener Owned,Washer,Stainless Steel Appliance(s),Range Hood,Refrigerator,Microwave,Gas Water Heater,Dishwasher,Disposal,Dryer
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Sink,Main Level,Laundry Room

Bedroom2

  • Level: Main
  • Area: 13923
  • Dimensions: 119.0 x 117.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 128876
  • Dimensions: 116.0 x 1111.0

Features

  • Ceiling Fan(s),Walk-In Closet(s),Tray Ceiling(s),Stone Counters,Pantry,Open Floorplan,His and Hers Closets,High Ceilings,Eat-in Kitchen,Entrance Foyer,Double Vanity,Crown Molding
  • Window features: Insulated Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,906

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,906
  • Total interior livable area: 1,906 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 11.0 x 12.0

Laundry

  • Level: Main
  • Area: 96460
  • Dimensions: 106.0 x 910.0

Living Room

  • Level: Main
  • Area: 308
  • Dimensions: 22.0 x 14.0

Office

  • Level: Main
  • Area: 156
  • Dimensions: 13.0 x 12.0

Primary Bedroom

  • Level: Main
  • Area: 33264
  • Dimensions: 264.0 x 126.0

Sunroom

  • Level: Main
  • Area: 1507
  • Dimensions: 137.0 x 11.0

Property

Details

  • Parcel number: 451121301015000035
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Enclosed,Rear Porch,Porch,Patio
  • Exterior features: Lighting,Rain Gutters,Private Yard
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Meadow,Trees/Woods

Lot

  • Lot size: 8,720 sqft
  • Features: Back Yard,Wooded,Sprinklers In Rear,Sprinklers In Front,Landscaped,Front Yard

Parking

  • Total spaces: 2.5
  • Parking features: Attached,Driveway,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,072$24,864
Home Insurance *$121$1,452
Property Taxes $292$3,504
Electricity $184$2,212
Total$2,669$32,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,508/yr
40% on housing$80,070/yr
45% on housing$71,173/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 46373$216
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46373$193
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$409,900
2026-06-28Listed for sale$419,900

For Sale by Agent

AgentJulie MacDonald
BrokerageNew Chapter Real Estate

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