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4608 E 10th Ave, Gary, IN, 46403

2beds
1baths
720sqft
$55,000
$76price/sqft
$616/moest. monthly cost
$24,640/yrincome needed

About This Home

Investor special Needs work throughout. Close to the new Miller South Shore station and downtown Miller. Contact john@calunest.in

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

3/10
Gary Middle SchoolGrades 6-82.1 mi
1/10

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Crawl/Raised
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: None,Other
  • Cooling features: None

Interior Area

  • Total interior livable area: 720 sqft

Property

Details

  • Parcel number: 450812226019000004

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 5,009 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $278$3,336
Home Insurance *$43$516
Property Taxes $111$1,332
Electricity $184$2,212
Total$616$7,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,120/yr
40% on housing$18,480/yr
45% on housing$16,426/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 46403$97
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46403$100
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$59,000
2024-10-18Listing removed--
2024-07-20Listed for sale$39,500
2024-04-27Listing removed--
2024-01-27Price change$35,000
2024-01-23Price change$38,500
2024-01-11Listed for sale$39,000
2019-02-06Sold$500
2006-05-08Sold$64,000
2005-10-19Sold$14,000

For Sale by Owner

AgentProperty Owner

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