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763 Pierce St, Gary, IN, 46402

5beds
4baths
3,441sqft
$310,000
$90price/sqft
$2,641/moest. monthly cost
$105,640/yrincome needed

About This Home

Welcome to a home that offers the space to grow and the style to impress. Spanning three finished levels with 5 bedrooms and 3.5 bathrooms, this beautifully renovated residence features an open-concept design that creates the ideal setting for everyday living and entertaining. The heart of the home showcases granite countertops, smart appliances, and striking modern finishes that flow seamlessly into spacious gathering areas anchored by an elegant electric fireplace. Spa-inspired bathrooms feature custom tilework, jetted tubs, and contemporary fixtures designed for comfort and relaxation. The finished lower level provides additional living space ideal for entertaining, guests, or extended family, while the front and rear decks offer inviting outdoor spaces to unwind or host friends and family. A fenced backyard and detached two-car garage add convenience and functionality. Seller incentives are available with an acceptable offer, and eligible buyers may qualify for City of Gary down payment assistance program, subject to lender and program approval. Conveniently located near Methodist Hospital-Northlake Campus, parks, restaurants, major highways, and the South Shore commuter rail, this move-in-ready home delivers value and versatility. Schedule your showing today and experience everything it has to offer!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
3/10
Gary Middle SchoolGrades 6-85.6 mi
1/10

Construction

Condition

  • Year built: 1919

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Stainless Steel Appliance(s),Range Hood,Refrigerator,Microwave
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Sink

Basement

  • Level: Basement
  • Area: 320
  • Dimensions: 20.0 x 16.0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 12.0 x 11.0

Bedroom4

  • Level: Main
  • Area: 121
  • Dimensions: 11.0 x 11.0

Bedroom5

  • Level: Basement
  • Area: 120
  • Dimensions: 12.0 x 10.0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Walk-In Closet(s),Recessed Lighting,Open Floorplan,Kitchen Island,Granite Counters,Entrance Foyer,Double Vanity
  • Window features: Wood Frames
  • Number of fireplaces: 2
  • Fireplace features: Basement,Living Room,Electric
  • Fireplace: Yes
  • Finished area above ground: 2,294

Foyer

  • Level: Main
  • Area: 135
  • Dimensions: 15.0 x 9.0

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 3,441
  • Total interior livable area: 3,441 sqft

Primary Bedroom

  • Level: Upper
  • Area: 560
  • Dimensions: 35.0 x 16.0

Primary Bedroom

  • Level: Basement
  • Area: 238
  • Dimensions: 17.0 x 14.0

Property

Details

  • Parcel number: 450804376011000004
  • Special condition: None

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Private Yard,Rain Gutters
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard,Chain Link
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,619 sqft
  • Features: Back Yard,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Detached,On Street,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$519$6,228
Property Taxes $240$2,880
Electricity $315$3,785
Total$2,641$31,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,548/yr
40% on housing$79,230/yr
45% on housing$70,426/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 46402$39
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46402$56
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$310,000
2026-07-24Price change$310,000
2026-06-29Price change$319,800
2026-05-29Listed for sale$327,300

For Sale by Agent

AgentNicole Thomas
BrokerageNicole Thomas Real Estate LLC

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